Perc cryo ablate renal tum at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$14,185.31

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$36,187.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,895.37 with CenCal vs $35,463.26 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|< 21 $3,895.37 ↓ -73%
BCBS - Anthem Medicaid|All Plans $3,895.37 ↓ -73%
Partnership Health Plan Medicaid|< 21 $3,895.37 ↓ -73%
Molina Medicaid|< 21 $3,895.37 ↓ -73%
Molina Medicaid|> 21 $3,895.37 ↓ -73%
Partnership Health Plan Medicaid|> 21 $3,895.37 ↓ -73%
CenCal Medicaid|> 21 $3,895.37 ↓ -73%
Health Net Medicaid|< 21 $4,791.31 ↓ -66%
Health Net Medicaid|> 21 $4,791.31 ↓ -66%
Blue Shield CA Commercial|Exchange $6,349.00 ↓ -55%
Aetna Commercial|Gatekeeper $8,121.00 ↓ -43%
Aetna Commercial|Non-Gatekeeper $8,721.00 ↓ -39%
Blue Shield CA Commercial|FFS $9,360.00 ↓ -34%
MHS HSPCC Commercial|All Plans $9,770.49 ↓ -31%
Humana Commercial|All Plans $13,228.50 ↓ -7%
Humana Medicare|All Plans $13,228.50 ↓ -7%
Aetna Medicare|All Plans $13,228.50 ↓ -7%
United Medicare|All Plans $13,228.50 ↓ -7%
Health Net Medicare|All Plans $13,228.50 ↓ -7%
Kaiser Medicare|All Plans $13,228.50 ↓ -7%
BCBS - Anthem Medicare|All Plans $13,228.50 ↓ -7%
Alignment Medicare|All Plans $13,228.50 ↓ -7%
Blue Shield CA Medicare|All Plans $13,228.50 ↓ -7%
BCBS - Anthem Commercial|MCS $13,440.00 ↓ -5%
Western Growers Commercial|All Plans $19,902.85 ↑ +40%
Health Net Commercial|FFS $20,264.72 ↑ +43%
Kaiser Commercial|All Plans $22,435.94 ↑ +58%
Healthsmart Commercial|All Plans $30,758.95 ↑ +117%
First Health Commercial|All Plans $30,758.95 ↑ +117%
United Commercial|Non-Options PPO $33,292.04 ↑ +135%
MultiPlan Commercial|All Plans $35,463.26 ↑ +150%
BCBS - Anthem Commercial|Non-MCS $35,463.26 ↑ +150%

Visitor-reported prices

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Perc cryo ablate renal tum at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $4,900.35 $3,020.76 – $22,376.00
Arroyo Grande Hospital Santa Maria $15,488.04 $3,895.37 – $35,463.26
Mercy Hospitals – Bakersfield Bakersfield $15,687.37 $3,895.37 – $19,537.60
Bakersfield Memorial Hospital Bakersfield $15,518.23 $3,895.37 – $19,293.38
St. Joseph's Medical Center Stockton Stockton $11,350.76 $0.80 – $8,105.00
Santa Rosa Memorial Hospital Santa Rosa $15,746.25 $3,423.00 – $15,575.00
Providence Mission Hospital - Mission Viejo Mission Viejo $20,419.68 $7,908.00 – $25,292.72
Mercy Medical Center Mt. Shasta Mt Shasta $14,495.70 $4,471.68 – $18,259.36

All California hospitals for this procedure →