Generator emblem MRI sicd subq at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$23,372.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$45,384.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,427.42 with Health Net vs $10,554.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid|All Plans $2,427.42 ↓ -90%
BCBS - Anthem Medicaid|> 21 $2,638.50 ↓ -89%
BCBS - Anthem Medicaid|< 21 $2,638.50 ↓ -89%
Healthsmart Commercial|All Plans $4,749.30 ↓ -80%
Central California Alliance for Health Medicaid|All Plans $5,804.70 ↓ -75%
Health Net Commercial|Care Product $6,015.78 ↓ -74%
United Commercial|HMO $6,437.94 ↓ -72%
Cigna Commercial|PPO $6,860.10 ↓ -71%
Western Growers Commercial|All Plans $6,860.10 ↓ -71%
Cigna Commercial|All Other Plans $6,860.10 ↓ -71%
Health Net Commercial|FFS $6,965.64 ↓ -70%
Kaiser Commercial|All Plans $7,282.26 ↓ -69%
United Commercial|Non-Options PPO $7,809.96 ↓ -67%
BCBS - Anthem Commercial|Exchange $8,021.04 ↓ -66%
First Health Commercial|All Plans $8,443.20 ↓ -64%
United Commercial|Options PPO $8,443.20 ↓ -64%
United Commercial|All Other Plans $8,654.28 ↓ -63%
Blue Shield CA Commercial|Exchange $9,181.98 ↓ -61%
Blue Shield CA Commercial|All Other Plans $9,287.52 ↓ -60%
MultiPlan Commercial|All Plans $9,920.76 ↓ -58%
Aetna Commercial|All Other Plans $10,131.84 ↓ -57%
Aetna Commercial|HMO $10,131.84 ↓ -57%
Aetna Commercial|PPO $10,131.84 ↓ -57%
BCBS - Anthem Commercial|All Other Plans $10,554.00 ↓ -55%
BCBS - Anthem Commercial|MCS $10,554.00 ↓ -55%

Visitor-reported prices

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Generator emblem MRI sicd subq at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $49,197.04 $5,698.56 – $18,520.32
Banner Lassen Medical Center Susanville $61,070.50 $17,958.00 – $42,486.00
Petaluma Valley Hospital Petaluma $60,375.84 not published
Arroyo Grande Hospital Santa Maria $43,704.80 $7,100.10 – $30,252.60
French Hospital San Luis Obispo $40,028.69 $5,865.30 – $30,252.60
Mercy Hospitals – Bakersfield Bakersfield $42,093.66 $6,596.25 – $23,746.50
Bakersfield Memorial Hospital Bakersfield $41,639.82 $6,596.25 – $25,593.45
Queen of The Valley Medical Center Napa $60,375.84 not published

All California hospitals for this procedure →