Bra surgical elizabeth pink sm at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$41.72

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$81.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.40 with Health Net vs $80.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Medicaid|All Plans $18.40 ↓ -56%
Healthsmart Commercial|All Plans $36.00 ↓ -14%
Inland Empire Health Plan Medicaid|> 21 $44.05 ↑ +6%
Molina Medicaid|< 21 $44.05 ↑ +6%
Molina Medicaid|> 21 $44.05 ↑ +6%
Kaiser Medicaid|< 21 $44.05 ↑ +6%
Kaiser Medicaid|> 21 $44.05 ↑ +6%
Partnership Health Plan Medicaid|< 21 $44.05 ↑ +6%
Partnership Health Plan Medicaid|> 21 $44.05 ↑ +6%
Kern Health System Medicaid|< 21 $44.05 ↑ +6%
Kern Health System Medicaid|> 21 $44.05 ↑ +6%
California Health & Wellness Medicaid|< 21 $44.05 ↑ +6%
California Health & Wellness Medicaid|> 21 $44.05 ↑ +6%
Central California Alliance for Health Medicaid|All Plans $44.05 ↑ +6%
Health Plan of San Joaquin Medicaid|< 21 $44.05 ↑ +6%
Health Plan of San Joaquin Medicaid|> 21 $44.05 ↑ +6%
Inland Empire Health Plan Medicaid|< 21 $44.05 ↑ +6%
Health Net Commercial|Care Product $45.60 ↑ +9%
United Commercial|HMO $48.80 ↑ +17%
BCBS - Anthem Medicaid|> 21 $50.66 ↑ +21%
BCBS - Anthem Medicaid|< 21 $50.66 ↑ +21%
Cigna Commercial|PPO $52.00 ↑ +25%
Western Growers Commercial|All Plans $52.00 ↑ +25%
Cigna Commercial|All Other Plans $52.00 ↑ +25%
Health Net Commercial|FFS $52.80 ↑ +27%
Kaiser Commercial|All Plans $55.20 ↑ +32%
United Commercial|Non-Options PPO $59.20 ↑ +42%
BCBS - Anthem Commercial|Exchange $60.80 ↑ +46%
First Health Commercial|All Plans $64.00 ↑ +53%
United Commercial|Options PPO $64.00 ↑ +53%
United Commercial|All Other Plans $65.60 ↑ +57%
Blue Shield CA Commercial|Exchange $69.60 ↑ +67%
Blue Shield CA Commercial|All Other Plans $70.40 ↑ +69%
MultiPlan Commercial|All Plans $75.20 ↑ +80%
Aetna Commercial|All Other Plans $76.80 ↑ +84%
Aetna Commercial|PPO $76.80 ↑ +84%
Aetna Commercial|HMO $76.80 ↑ +84%
BCBS - Anthem Commercial|MCS $80.00 ↑ +92%
BCBS - Anthem Commercial|All Other Plans $80.00 ↑ +92%

Visitor-reported prices

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Bra surgical elizabeth pink sm at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $116.51 $21.60 – $75.77
Petaluma Valley Hospital Petaluma $260.10 not published
Arroyo Grande Hospital Santa Maria $86.89 $34.00 – $66.64
French Hospital San Luis Obispo $79.58 $12.92 – $66.64
Mercy Hospitals – Bakersfield Bakersfield $50.09 $25.00 – $90.00
Bakersfield Memorial Hospital Bakersfield $49.55 $33.75 – $130.95
Queen of The Valley Medical Center Napa $260.10 not published
Providence St Joseph Hospital Eureka Eureka $246.33 not published

All California hospitals for this procedure →