Bra surgical elizabeth pink sm at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$79.58

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$203.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.92 with Health Net vs $66.64 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Health Net Commercial|FFS $12.92 ↓ -84%
MHS HSPCC Commercial|All Plans $18.36 ↓ -77%
Western Growers Commercial|All Plans $34.00 ↓ -57%
United Commercial|HMO $34.00 ↓ -57%
United Commercial|Non-Options PPO $35.36 ↓ -56%
United Commercial|All Other Plans $40.12 ↓ -50%
Cigna Commercial|All Other Plans $40.80 ↓ -49%
Cigna Commercial|PPO $40.80 ↓ -49%
Kaiser Commercial|All Plans $42.16 ↓ -47%
Molina Medicaid|< 21 $44.05 ↓ -45%
BCBS - Anthem Medicaid|All Plans $44.05 ↓ -45%
CenCal Medicaid|< 21 $44.05 ↓ -45%
CenCal Medicaid|> 21 $44.05 ↓ -45%
Partnership Health Plan Medicaid|< 21 $44.05 ↓ -45%
Partnership Health Plan Medicaid|> 21 $44.05 ↓ -45%
Molina Medicaid|> 21 $44.05 ↓ -45%
Aetna Commercial|Gatekeeper $48.96 ↓ -38%
Aetna Commercial|Non-Gatekeeper $53.04 ↓ -33%
Health Net Medicaid|< 21 $54.18 ↓ -32%
Health Net Medicaid|> 21 $54.18 ↓ -32%
First Health Commercial|All Plans $57.80 ↓ -27%
Healthsmart Commercial|All Plans $57.80 ↓ -27%
BCBS - Anthem Commercial|MCS $61.88 ↓ -22%
BCBS - Anthem Commercial|Non-MCS $62.56 ↓ -21%
Blue Shield CA Commercial|FFS $63.92 ↓ -20%
Blue Shield CA Commercial|Exchange $63.92 ↓ -20%
MultiPlan Commercial|All Plans $66.64 ↓ -16%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Bra surgical elizabeth pink sm at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $116.51 $21.60 – $75.77
Petaluma Valley Hospital Petaluma $260.10 not published
Arroyo Grande Hospital Santa Maria $86.89 $34.00 – $66.64
Mercy Hospitals – Bakersfield Bakersfield $50.09 $25.00 – $90.00
Bakersfield Memorial Hospital Bakersfield $49.55 $33.75 – $130.95
Queen of The Valley Medical Center Napa $260.10 not published
Providence St Joseph Hospital Eureka Eureka $246.33 not published
Healdsburg Hospital Healdsburg $168.30 not published

All California hospitals for this procedure →