Arthroplasty finger joint 26535 at Mercy Medical Center Merced

333 Mercy Ave., Merced, CA · CommonSpirit Health · · NPI 1518018191

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$387.06 with Partnership Health Plan vs $20,554.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partnership Health Plan Medicaid|< 21 $387.06
Kern Health System Medicaid|> 21 $387.06
Kern Health System Medicaid|< 21 $387.06
Partnership Health Plan Medicaid|> 21 $387.06
Health Plan of San Joaquin Medicaid|> 21 $387.06
Kaiser Medicaid|> 21 $387.06
Kaiser Medicaid|< 21 $387.06
Health Plan of San Joaquin Medicaid|< 21 $387.06
Inland Empire Health Plan Medicaid|> 21 $387.06
California Health & Wellness Medicaid|> 21 $387.06
Molina Medicaid|< 21 $387.06
Molina Medicaid|> 21 $387.06
California Health & Wellness Medicaid|< 21 $387.06
Inland Empire Health Plan Medicaid|< 21 $387.06
BCBS - Anthem Medicaid|< 21 $556.39
BCBS - Anthem Medicaid|> 21 $556.39
Central California Alliance for Health Medicaid|All Plans $610.15
Health Net Medicaid|All Plans $1,317.92
Humana Medicare|All Plans $4,122.60
Aetna Medicare|All Plans $4,122.60
United Medicare|All Plans $4,122.60
Health Net Medicare|All Plans $4,122.60
Kaiser Medicare|All Plans $4,122.60
BCBS - Anthem Medicare|All Plans $4,122.60
Blue Shield CA Medicare|All Plans $4,122.60
Scan Health Plan Medicare|All Plans $4,122.60
LA Care Medicare|All Plans $4,122.60
BCBS - Anthem Commercial|Exchange $9,887.00
Aetna Commercial|PPO $11,445.00
Aetna Commercial|All Other Plans $11,445.00
Aetna Commercial|HMO $11,445.00
BCBS - Anthem Commercial|All Other Plans $13,009.00
Health Net Commercial|Care Product $14,225.00
Health Net Commercial|FFS $16,193.00
BCBS - Anthem Commercial|MCS $20,554.00
United Commercial|Options PPO not published by hospital
United Commercial|HMO not published by hospital
Healthsmart Commercial|All Plans not published by hospital
United Commercial|All Other Plans not published by hospital
First Health Commercial|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
Cigna Commercial|PPO not published by hospital
Cigna Commercial|All Other Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
United Commercial|Non-Options PPO not published by hospital

Visitor-reported prices

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Arthroplasty finger joint 26535 at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $6,026.16 $4,129.00 – $11,185.00
Mark Twain Medical Center San Andreas $908.43 $352.87 – $1,336.72
Queen of The Valley Medical Center Napa $6,700.38 $4,645.79 – $17,909.00
Providence St Joseph Hospital Eureka Eureka $6,740.16 $4,208.34 – $17,611.00
Healdsburg Hospital Healdsburg $3,657.72 $4,408.51 – $6,970.59
Redwood Memorial Hospital Fortuna $3,981.06 $11,059.00 – $51,997.00
Santa Rosa Memorial Hospital Santa Rosa $6,447.42 $4,552.87 – $11,377.00
Providence Mission Hospital - Mission Viejo Mission Viejo $4,885.44 $3,577.09 – $11,117.00

All California hospitals for this procedure →