Arthroplasty finger joint 26535 at Santa Rosa Memorial Hospital

1165 Montgomery Dr, Santa Rosa, CA · Providence · · NPI 1134152549

Source: hospital's published price file ↗ · Published Apr 1, 2026 · Ingested Sep 11, 2026

$6,447.42

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$12,642.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$4,552.87 with Healthnet vs $24,668.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Healthnet Medicare Managed Care Plan $4,552.87 ↓ -29%
Aetna Medicare Managed Care Plan $4,645.79 ↓ -28%
Blue Shield Epn Exchange $4,812.00 ↓ -25%
Blue Shield Hmo/Pos/Ppo $5,865.00 ↓ -9%
Blue Cross Epo Exchange $9,773.00 ↑ +52%
Unitedhealthcare Select/Navigate Hmo $11,377.00 ↑ +76%
Blue Cross Nonmcs All Commercial Plans $11,684.00 ↑ +81%
Unitedhealthcare All Commercial Plans $12,866.00 ↑ +100%
Blue Cross Mcs All Commercial Plans $14,021.00 ↑ +117%
Healthnet Hmo/Pos/Ppo $16,652.00 ↑ +158%
Aetna All Commercial Plans $24,668.00 ↑ +283%

Visitor-reported prices

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Arthroplasty finger joint 26535 at other California hospitals

Hospital City Cash price Negotiated range
Petaluma Valley Hospital Petaluma $6,026.16 $4,129.00 – $11,185.00
Mark Twain Medical Center San Andreas $908.43 $352.87 – $1,336.72
Queen of The Valley Medical Center Napa $6,700.38 $4,645.79 – $17,909.00
Providence St Joseph Hospital Eureka Eureka $6,740.16 $4,208.34 – $17,611.00
Healdsburg Hospital Healdsburg $3,657.72 $4,408.51 – $6,970.59
Redwood Memorial Hospital Fortuna $3,981.06 $11,059.00 – $51,997.00
Providence Mission Hospital - Mission Viejo Mission Viejo $4,885.44 $3,577.09 – $11,117.00
Providence Cedars-Sinai Tarzana Medical Center Tarzana $2,426.55 $2,455.00 – $7,730.00

All California hospitals for this procedure →