ER Visit (level 4) at St. Mary Medical Center
1050 Linden Ave, Long Beach, CA · CommonSpirit Health · · NPI 1194840421
$1,815.46
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$4,222.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$88.24 with Noble IPA vs $12,480.00 with United — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Noble IPA | Medicaid|> 21 | $88.24 | ↓ -95% |
| Noble IPA | Medicaid|< 21 | $88.24 | ↓ -95% |
| Inland Empire Health Plan | Medicaid|All Plans | $98.04 | ↓ -95% |
| Preferred IPA | Medicaid|Risk | $98.04 | ↓ -95% |
| Angeles IPA | Medicare|All Plans | $98.04 | ↓ -95% |
| BCBS - Anthem | Medicaid|All Plans | $98.04 | ↓ -95% |
| Partnership Health Plan | Medicaid|> 21 | $98.04 | ↓ -95% |
| HCLA | Medicaid|Preferred IPA > 21 | $98.04 | ↓ -95% |
| HCLA | Medicaid|Preferred IPA < 21 | $98.04 | ↓ -95% |
| Partnership Health Plan | Medicaid|< 21 | $98.04 | ↓ -95% |
| Health Net | Medicaid|< 21 | $130.69 | ↓ -93% |
| Health Net | Medicaid|> 21 | $130.69 | ↓ -93% |
| Molina | Medicaid|All Plans | $137.26 | ↓ -92% |
| Kaiser | Medicaid|< 21 | $147.06 | ↓ -92% |
| Kaiser | Medicaid|> 21 | $147.06 | ↓ -92% |
| LA Care | Medicaid|All Plans | $403.92 | ↓ -78% |
| SMIPA | Medicare|All Plans | $413.38 | ↓ -77% |
| Blue Shield CA | Medicaid|All Plans | $490.20 | ↓ -73% |
| Care 1st | Medicaid|All Plans | $490.20 | ↓ -73% |
| Health Net | Medicare|HMO | $541.05 | ↓ -70% |
| Health Net | Medicare|All Other Plans | $541.05 | ↓ -70% |
| Blue Shield CA | Medicare|All Other Plans | $541.05 | ↓ -70% |
| LA Care | Medicare|All Plans | $541.05 | ↓ -70% |
| Cigna | Medicare|All Plans | $541.05 | ↓ -70% |
| Scan Health Plan | Medicare|All Plans | $541.05 | ↓ -70% |
| Kaiser | Medicare|All Plans | $541.05 | ↓ -70% |
| EasyChoice | Medicare|All Plans | $541.05 | ↓ -70% |
| Central Health Plan | Medicare|All Plans | $541.05 | ↓ -70% |
| HCLA | Medicare|Preferred IPA | $541.05 | ↓ -70% |
| Molina | Medicare|All Plans | $541.05 | ↓ -70% |
| BCBS - Anthem | Medicare|All Plans | $541.05 | ↓ -70% |
| Humana | Medicare|All Plans | $541.05 | ↓ -70% |
| United | Medicare|All Plans | $551.88 | ↓ -70% |
| HPN | Medicare|Senior | $595.15 | ↓ -67% |
| Blue Shield CA | Medicare|Trauma | $676.31 | ↓ -63% |
| LA Care | Commercial|All Plans | $676.31 | ↓ -63% |
| HCLA | Commercial|Preferred IPA | $676.31 | ↓ -63% |
| SevenCorners | Medicare|All Plans | $865.68 | ↓ -52% |
| DHR | Medicaid|< 21 | $1,007.75 | ↓ -44% |
| DHR | Medicaid|> 21 | $1,007.75 | ↓ -44% |
| Healthcare Partners | Medicare|All Plans | $1,854.26 | ↑ +2% |
| Healthcare Partners | Commercial|All Plans | $2,096.12 | ↑ +15% |
| Blue Shield CA | Commercial|Exchange | $2,337.98 | ↑ +29% |
| Cigna | Commercial|PPO | $2,499.22 | ↑ +38% |
| Cigna | Commercial|All Other Plans | $2,499.22 | ↑ +38% |
| Blue Shield CA | Commercial|All Other Plans | $2,579.84 | ↑ +42% |
| Blue Shield CA | Medicare|BlueShield Promise | $2,620.15 | ↑ +44% |
| Aetna | Commercial|PPO | $2,741.08 | ↑ +51% |
| Aetna | Commercial|All Other Plans | $2,741.08 | ↑ +51% |
| Aetna | Commercial|HMO | $2,741.08 | ↑ +51% |
| Kaiser | Commercial|All Plans | $2,821.70 | ↑ +55% |
| HPN | Commercial|All Plans | $3,103.87 | ↑ +71% |
| MultiPlan | Commercial|All Plans | $3,224.80 | ↑ +78% |
| Health Net | Commercial|EPPO | $4,147.00 | ↑ +128% |
| BCBS - Anthem | Commercial|Exchange | $4,238.00 | ↑ +133% |
| Health Net | Commercial|Care Product | $5,040.00 | ↑ +178% |
| Health Net | Commercial|All Other Plans | $5,776.00 | ↑ +218% |
| BCBS - Anthem | Commercial|All Other Plans | $6,326.00 | ↑ +248% |
| United | Commercial|HMO | $7,783.00 | ↑ +329% |
| BCBS - Anthem | Commercial|MCS | $9,805.00 | ↑ +440% |
| United | Commercial|Non-Options PPO | $10,007.00 | ↑ +451% |
| United | Commercial|All Other Plans | $12,480.00 | ↑ +587% |
| United | Commercial|Options PPO | $12,480.00 | ↑ +587% |
Visitor-reported prices
Comments
ER Visit (level 4) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $1,112.96 | $148.33 – $1,735.94 |
| Banner Lassen Medical Center | Susanville | $2,826.36 | $85.16 – $1,742.12 |
| Petaluma Valley Hospital | Petaluma | $3,274.71 | $562.31 – $573.78 |
| Arroyo Grande Hospital | Santa Maria | $1,131.21 | $98.04 – $2,255.96 |
| Mark Twain Medical Center | San Andreas | $1,310.03 | $92.10 – $348.88 |
| French Hospital | San Luis Obispo | $992.55 | $98.04 – $2,299.08 |
| Mercy Hospitals – Bakersfield | Bakersfield | $1,184.98 | $98.04 – $2,619.08 |
| Bakersfield Memorial Hospital | Bakersfield | $1,172.20 | $98.04 – $2,619.08 |