ER Visit (level 4) at Bakersfield Memorial Hospital
420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520
$1,172.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,194.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$98.04 with Kaiser vs $11,122.00 with United — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Kaiser | Medicaid|< 21 | $98.04 | ↓ -92% |
| Partnership Health Plan | Medicaid|> 21 | $98.04 | ↓ -92% |
| Molina | Medicaid|< 21 | $98.04 | ↓ -92% |
| Partnership Health Plan | Medicaid|< 21 | $98.04 | ↓ -92% |
| Care 1st | Medicaid|> 21 | $98.04 | ↓ -92% |
| Kaiser | Medicaid|> 21 | $98.04 | ↓ -92% |
| LA Care | Medicaid|> 21 | $98.04 | ↓ -92% |
| LA Care | Medicaid|< 21 | $98.04 | ↓ -92% |
| Care 1st | Medicaid|< 21 | $98.04 | ↓ -92% |
| BCBS - Anthem | Medicaid|All Plans | $129.41 | ↓ -89% |
| Kern Health System | Medicaid|< 21 | $137.75 | ↓ -88% |
| Kern Health System | Medicaid|> 21 | $137.75 | ↓ -88% |
| Health Net | Medicaid|GemCare | $236.28 | ↓ -80% |
| Health Net | Medicaid|Non-GemCare | $319.61 | ↓ -73% |
| Aetna | Medicare|All Plans | $541.05 | ↓ -54% |
| Humana | Medicare|All Plans | $541.05 | ↓ -54% |
| United | Medicare|All Plans | $541.05 | ↓ -54% |
| Health Net | Medicare|All Plans | $541.05 | ↓ -54% |
| Kaiser | Medicare|All Plans | $541.05 | ↓ -54% |
| BCBS - Anthem | Medicare|All Other Plans | $541.05 | ↓ -54% |
| Blue Shield CA | Medicare|All Plans | $541.05 | ↓ -54% |
| Scan Health Plan | Medicare|All Plans | $541.05 | ↓ -54% |
| BrightHealth | Commercial|All Plans | $541.05 | ↓ -54% |
| HPN | Medicare|All Plans | $541.05 | ↓ -54% |
| BCBS - Anthem | Medicare|Burn | $595.15 | ↓ -49% |
| HPN | Commercial|All Plans | $595.15 | ↓ -49% |
| Kaiser | Commercial|All Plans | $735.83 | ↓ -37% |
| Western Growers | Commercial|All Plans | $1,756.70 | ↑ +50% |
| Blue Shield CA | Commercial|Exchange | $1,916.40 | ↑ +63% |
| CHN Sun View | Commercial|All Plans | $2,076.10 | ↑ +77% |
| First Health | Commercial|All Plans | $2,235.80 | ↑ +91% |
| BCBS - Anthem | Commercial|PremerTiered | $2,267.74 | ↑ +93% |
| Aetna | Commercial|HMO | $2,363.56 | ↑ +102% |
| Healthsmart | Commercial|All Plans | $2,427.44 | ↑ +107% |
| Aetna | Commercial|PPO | $2,491.32 | ↑ +113% |
| MultiPlan | Commercial|All Plans | $2,523.26 | ↑ +115% |
| Cigna | Commercial|PPO | $2,619.08 | ↑ +123% |
| Cigna | Commercial|All Other Plans | $2,619.08 | ↑ +123% |
| Blue Shield CA | Commercial|All Other Plans | $2,874.60 | ↑ +145% |
| Health Net | Commercial|Exchange | $4,800.00 | ↑ +309% |
| Health Net | Commercial|Care Product | $5,589.00 | ↑ +377% |
| BCBS - Anthem | Commercial|Exchange | $5,762.00 | ↑ +392% |
| Health Net | Commercial|All Other Plans | $6,689.00 | ↑ +471% |
| BCBS - Anthem | Commercial|All Other Plans | $6,700.00 | ↑ +472% |
| United | Commercial|Non-Options PPO | $8,857.00 | ↑ +656% |
| BCBS - Anthem | Commercial|MCS | $9,045.00 | ↑ +672% |
| United | Commercial|HMO | $9,743.00 | ↑ +731% |
| United | Commercial|All Other Plans | $11,122.00 | ↑ +849% |
| United | Commercial|Options PPO | $11,122.00 | ↑ +849% |
Visitor-reported prices
Comments
ER Visit (level 4) at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Mercy Hospitals – Bakersfield | Bakersfield | $1,184.98 | $98.04 – $2,619.08 |
| St. John's Camarillo Hospital | Camarillo | $1,112.96 | $148.33 – $1,735.94 |
| Banner Lassen Medical Center | Susanville | $2,826.36 | $85.16 – $1,742.12 |
| Petaluma Valley Hospital | Petaluma | $3,274.71 | $562.31 – $573.78 |
| Arroyo Grande Hospital | Santa Maria | $1,131.21 | $98.04 – $2,255.96 |
| Mark Twain Medical Center | San Andreas | $1,310.03 | $92.10 – $348.88 |
| French Hospital | San Luis Obispo | $992.55 | $98.04 – $2,299.08 |
| Queen of The Valley Medical Center | Napa | $3,861.72 | $592.45 – $592.45 |