Cad breast MRI w/r&i at St. Mary Medical Center

1050 Linden Ave, Long Beach, CA · CommonSpirit Health · · NPI 1194840421

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,037.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,413.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$603.25 with DHR vs $2,413.00 with SMIPA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
DHR Medicaid|< 21 $603.25 ↓ -42%
DHR Medicaid|> 21 $603.25 ↓ -42%
Healthcare Partners Medicare|All Plans $695.00 ↓ -33%
Healthcare Partners Commercial|All Plans $787.00 ↓ -24%
United Commercial|Non-Options PPO $1,399.54 ↑ +35%
United Commercial|All Other Plans $1,496.06 ↑ +44%
United Commercial|Options PPO $1,496.06 ↑ +44%
Blue Shield CA Medicare|BlueShield Promise $1,568.45 ↑ +51%
Kaiser Commercial|All Plans $1,689.10 ↑ +63%
Cigna Commercial|PPO $1,922.00 ↑ +85%
Cigna Commercial|All Other Plans $1,922.00 ↑ +85%
MultiPlan Commercial|All Plans $1,930.40 ↑ +86%
United Commercial|HMO $2,316.48 ↑ +123%
SMIPA Medicare|All Plans $2,413.00 ↑ +133%

Visitor-reported prices

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Cad breast MRI w/r&i at other California hospitals

Hospital City Cash price Negotiated range
Banner Lassen Medical Center Susanville $55.60 $32.80 – $77.60
Arroyo Grande Hospital Santa Maria $472.09 $526.00 – $2,096.00
Mark Twain Medical Center San Andreas $490.85 $190.67 – $722.26
French Hospital San Luis Obispo $344.96 $52.38 – $2,111.00
Queen of The Valley Medical Center Napa $234.60 $3.90 – $3.90
Providence St Joseph Hospital Eureka Eureka $126.48 not published
St. Joseph's Medical Center Stockton Stockton $301.65 $215.46 – $4,941.00
Santa Rosa Memorial Hospital Santa Rosa $107.10 $3.98 – $3.98

All California hospitals for this procedure →