Sterile water/saline, 10 ml at LODI MEMORIAL HOSPITAL ASSOCIATION INC
975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301
$13.18
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$188.32
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$0.63 with BLUE SHIELD MCARE ADV vs $14.27 with HEALTHNET MCAL — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| BLUE SHIELD MCARE ADV | BLUE SHIELD MCARE ADV | $0.63 | ↓ -95% |
| UHC MCR ADV | UHC MCR ADV | $0.63 | ↓ -95% |
| HUMANA MCR ADV - ALL PLANS | HUMANA MCR ADV - ALL PLANS | $0.63 | ↓ -95% |
| HP OF SAN JOAQUIN MCR ADV | HP OF SAN JOAQUIN MCR ADV | $0.63 | ↓ -95% |
| KAISER MCR ADV | KAISER MCR ADV | $0.63 | ↓ -95% |
| HEALTHNET MCARE | HEALTHNET MCARE | $0.63 | ↓ -95% |
| CCA HEALTH PLAN MCR ADV- ALL PLANS | CCA HEALTH PLAN MCR ADV- ALL PLANS | $0.63 | ↓ -95% |
| TRICARE BLUE SHIELD - ALL PLANS | TRICARE BLUE SHIELD - ALL PLANS | $0.63 | ↓ -95% |
| ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS | ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS | $0.63 | ↓ -95% |
| BC MCAL | BC MCAL | $0.67 | ↓ -95% |
| KNNEX HEALTH - ALL PLANS | KNNEX HEALTH - ALL PLANS | $0.76 | ↓ -94% |
| AH EMPLOYEE HEALTH PLAN - ALL PLANS | AH EMPLOYEE HEALTH PLAN - ALL PLANS | $1.13 | ↓ -91% |
| BRIGHT HEALTH - ALL PLANS | BRIGHT HEALTH - ALL PLANS | $1.26 | ↓ -90% |
| MEDCORE(OMNI IPA) OP ONLY- ALL PLANS | MEDCORE(OMNI IPA) OP ONLY- ALL PLANS | $2.60 | ↓ -80% |
| BLUE SHIELD EPN - ALL OTHER PLANS | BLUE SHIELD EPN - ALL OTHER PLANS | $3.24 | ↓ -75% |
| BLUE SHIELD NON-EPN | BLUE SHIELD NON-EPN | $3.35 | ↓ -75% |
| UHC JLL | UHC JLL | $3.94 | ↓ -70% |
| AETNA - ALL PLANS | AETNA - ALL PLANS | $4.07 | ↓ -69% |
| KAISER COMMERCIAL - ALL OTHER PLANS | KAISER COMMERCIAL - ALL OTHER PLANS | $4.09 | ↓ -69% |
| UHC ALL PAYER - ALL OTHER PLANS | UHC ALL PAYER - ALL OTHER PLANS | $4.14 | ↓ -69% |
| UHC HMO | UHC HMO | $4.14 | ↓ -69% |
| HEALTHNET- ALL OTHER PLANS | HEALTHNET- ALL OTHER PLANS | $4.90 | ↓ -63% |
| NETWORKS BY DESIGN- ALL PLANS | NETWORKS BY DESIGN- ALL PLANS | $4.99 | ↓ -62% |
| BLUE CROSS EXCHANGE | BLUE CROSS EXCHANGE | $6.42 | ↓ -51% |
| BLUE CROSS NON-MCS - ALL OTHER PLANS | BLUE CROSS NON-MCS - ALL OTHER PLANS | $7.14 | ↓ -46% |
| MULTIPLAN- ALL PLANS | MULTIPLAN- ALL PLANS | $7.99 | ↓ -39% |
| FIRST HEALTH- ALL PLANS | FIRST HEALTH- ALL PLANS | $8.19 | ↓ -38% |
| CIGNA- ALL PLANS | CIGNA- ALL PLANS | $8.99 | ↓ -32% |
| THREE RIVERS PROVIDER NETWORK- ALL PLANS | THREE RIVERS PROVIDER NETWORK- ALL PLANS | $8.99 | ↓ -32% |
| BEECH STREET- ALL PLANS | BEECH STREET- ALL PLANS | $8.99 | ↓ -32% |
| WESTERN GROWERS- ALL PLANS | WESTERN GROWERS- ALL PLANS | $8.99 | ↓ -32% |
| HP OF SAN JOAQUIN PPO - ALL OTHER PLANS | HP OF SAN JOAQUIN PPO - ALL OTHER PLANS | $9.49 | ↓ -28% |
| MEDI-CAL | MEDI-CAL | $9.98 | ↓ -24% |
| KAISER MCAL | KAISER MCAL | $9.98 | ↓ -24% |
| CELTIC INS COMPANY - ALL PLANS | CELTIC INS COMPANY - ALL PLANS | $11.18 | ↓ -15% |
| HP OF SAN JOAQUIN MCAL | HP OF SAN JOAQUIN MCAL | $12.48 | ↓ -5% |
| HEALTHNET MCAL | HEALTHNET MCAL | $14.27 | ↑ +8% |
Visitor-reported prices
Comments
Sterile water/saline, 10 ml at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| REEDLEY COMMUNITY HOSPITAL | Reedley | $7.91 | $0.63 – $4.52 |
| ST HELENA HOSPITAL | Vallejo | $13.66 | $0.63 – $17.63 |
| HANFORD COMMUNITY HOSPITAL | Selma | $7.96 | $0.63 – $5.85 |
| SAN JOAQUIN COMMUNITY HOSPITAL | Bakersfield | $10.04 | $0.57 – $9.38 |
| SIERRA VISTA HOSPITAL, INC. | San Luis Obispo | $2.88 | $0.63 – $6.50 |
| ADVENTIST HEALTH DELANO | Delano | $5.98 | $0.57 – $8.53 |
| ADVENTIST HEALTH MENDOCINO COAST | Fort Bragg | $13.93 | $5.98 – $17.95 |
| ADVENTIST HEALTH CLEARLAKE HOSPITAL | Clearlake | $20.70 | $4.81 – $7.93 |