Sterile water/saline, 10 ml at ADVENTIST HEALTH CLEARLAKE HOSPITAL
15630 18th Ave, Clearlake, CA · Adventisthealth · · NPI 1124018031
$20.70
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$57.51
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1.01 with KAISER MCR ADV vs $7.93 with PARTNERSHIP MCAL - ALL PLANS — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| KAISER MCR ADV | KAISER MCR ADV | $1.01 | ↓ -95% |
| BLUE SHIELD MCR ADV | BLUE SHIELD MCR ADV | $1.01 | ↓ -95% |
| TRICARE BLUE SHIELD- ALL PLANS | TRICARE BLUE SHIELD- ALL PLANS | $1.01 | ↓ -95% |
| BLUE CROSS MCR ADV | BLUE CROSS MCR ADV | $1.05 | ↓ -95% |
| UHC MCR ADV | UHC MCR ADV | $1.11 | ↓ -95% |
| AH EMPLOYEE HEALTH PLAN - ALL PLANS | AH EMPLOYEE HEALTH PLAN - ALL PLANS | $2.02 | ↓ -90% |
| BLUE CROSS EXCHANGE | BLUE CROSS EXCHANGE | $2.94 | ↓ -86% |
| BLUE CROSS NON-MCS | BLUE CROSS NON-MCS | $3.26 | ↓ -84% |
| BLUE CROSS MCS - ALL OTHER PLANS | BLUE CROSS MCS - ALL OTHER PLANS | $3.26 | ↓ -84% |
| AETNA- ALL PLANS | AETNA- ALL PLANS | $3.59 | ↓ -83% |
| WESTERN GROWERS- ALL PLANS | WESTERN GROWERS- ALL PLANS | $3.61 | ↓ -83% |
| BLUE SHIELD NON-EPN | BLUE SHIELD NON-EPN | $3.69 | ↓ -82% |
| BLUE SHIELD EPN - ALL OTHER PLANS | BLUE SHIELD EPN - ALL OTHER PLANS | $3.69 | ↓ -82% |
| UHC JLL | UHC JLL | $3.81 | ↓ -82% |
| FIRST HEALTH- ALL PLANS | FIRST HEALTH- ALL PLANS | $3.85 | ↓ -81% |
| HEALTHNET- ALL PLANS | HEALTHNET- ALL PLANS | $3.94 | ↓ -81% |
| UHC ALL PAYER - ALL OTHER PLANS | UHC ALL PAYER - ALL OTHER PLANS | $4.01 | ↓ -81% |
| HUMANA- ALL PLANS | HUMANA- ALL PLANS | $4.09 | ↓ -80% |
| FOUNDATION- ALL PLANS | FOUNDATION- ALL PLANS | $4.09 | ↓ -80% |
| HEALTH MGMT NETWORK- ALL PLANS | HEALTH MGMT NETWORK- ALL PLANS | $4.09 | ↓ -80% |
| PHCS- ALL PLANS | PHCS- ALL PLANS | $4.09 | ↓ -80% |
| THREE RIVERS PROVIDER NETWORK- ALL PLANS | THREE RIVERS PROVIDER NETWORK- ALL PLANS | $4.33 | ↓ -79% |
| INTERPLAN- ALL PLANS | INTERPLAN- ALL PLANS | $4.33 | ↓ -79% |
| KAISER- ALL OTHER PLANS | KAISER- ALL OTHER PLANS | $4.33 | ↓ -79% |
| CIGNA- ALL PLANS | CIGNA- ALL PLANS | $4.33 | ↓ -79% |
| MEDI-CAL | MEDI-CAL | $4.81 | ↓ -77% |
| BC MANAGED MCAL | BC MANAGED MCAL | $4.81 | ↓ -77% |
| PARTNERSHIP MCAL - ALL PLANS | PARTNERSHIP MCAL - ALL PLANS | $7.93 | ↓ -62% |
Visitor-reported prices
Comments
Sterile water/saline, 10 ml at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| REEDLEY COMMUNITY HOSPITAL | Reedley | $7.91 | $0.63 – $4.52 |
| ST HELENA HOSPITAL | Vallejo | $13.66 | $0.63 – $17.63 |
| HANFORD COMMUNITY HOSPITAL | Selma | $7.96 | $0.63 – $5.85 |
| SAN JOAQUIN COMMUNITY HOSPITAL | Bakersfield | $10.04 | $0.57 – $9.38 |
| SIERRA VISTA HOSPITAL, INC. | San Luis Obispo | $2.88 | $0.63 – $6.50 |
| ADVENTIST HEALTH DELANO | Delano | $5.98 | $0.57 – $8.53 |
| ADVENTIST HEALTH MENDOCINO COAST | Fort Bragg | $13.93 | $5.98 – $17.95 |
| WILLITS HOSPITAL INC | Willits | $15.00 | $7.96 – $7.96 |