Off/op cnsltj new/est low 30 at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$21.07

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$301.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.72 with MEDCORE(OMNI IPA) OP ONLY- ALL PLANS vs $230.40 with HEALTHNET MCAL — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $44.72 ↑ +112%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $55.73 ↑ +164%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $57.79 ↑ +174%
UHC JLL UHC JLL $67.82 ↑ +222%
AETNA - ALL PLANS AETNA - ALL PLANS $70.07 ↑ +233%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $70.52 ↑ +235%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $71.40 ↑ +239%
UHC HMO UHC HMO $71.40 ↑ +239%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $84.47 ↑ +301%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $86.00 ↑ +308%
CIGNA- ALL PLANS CIGNA- ALL PLANS $108.89 ↑ +417%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $110.66 ↑ +425%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $122.96 ↑ +484%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $134.40 ↑ +538%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $137.60 ↑ +553%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $141.04 ↑ +569%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $153.60 ↑ +629%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $154.80 ↑ +635%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $154.80 ↑ +635%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $163.40 ↑ +676%
MEDI-CAL MEDI-CAL $172.00 ↑ +716%
KAISER MCAL KAISER MCAL $172.00 ↑ +716%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $192.00 ↑ +811%
BC MCAL BC MCAL $192.00 ↑ +811%
HP MCAL PRO FEE HP MCAL PRO FEE $211.20 ↑ +902%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $215.00 ↑ +920%
HEALTHNET MCAL HEALTHNET MCAL $230.40 ↑ +993%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Off/op cnsltj new/est low 30 at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $209.79 $81.50 – $308.70
Mercy Medical Center Merced Merced $88.58 $103.20 – $172.00
REEDLEY COMMUNITY HOSPITAL Reedley $53.39 $2.74 – $384.00
ST HELENA HOSPITAL Vallejo $49.20 $117.59 – $328.00
HANFORD COMMUNITY HOSPITAL Selma $36.48 $108.89 – $322.56
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $28.80 $85.96 – $270.72
ADVENTIST HEALTH DELANO Delano $95.60 $478.00 – $616.62
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $185.46 $20.67 – $278.40

All California hospitals for this procedure →