Off/op cnsltj new/est low 30 at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$28.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$192.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$85.96 with AETNA- ALL PLANS vs $270.72 with KERN HEALTH SYSTEMS MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AETNA- ALL PLANS AETNA- ALL PLANS $85.96 ↑ +198%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $120.54 ↑ +319%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $120.54 ↑ +319%
UHC JLL CSP UHC JLL CSP $127.09 ↑ +341%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $127.09 ↑ +341%
UHC HMO UHC HMO $127.09 ↑ +341%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $134.40 ↑ +367%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $144.00 ↑ +400%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $144.00 ↑ +400%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $153.60 ↑ +433%
BLUE SHIELD EPN BLUE SHIELD EPN $153.82 ↑ +434%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $162.56 ↑ +464%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $162.56 ↑ +464%
MEDI-CAL MEDI-CAL $192.00 ↑ +567%
BC MEDI-CAL BC MEDI-CAL $192.00 ↑ +567%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $192.00 ↑ +567%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $224.19 ↑ +678%
BLUE CROSS MCS BLUE CROSS MCS $224.19 ↑ +678%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $270.72 ↑ +840%

Visitor-reported prices

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Off/op cnsltj new/est low 30 at other California hospitals

Hospital City Cash price Negotiated range
Mark Twain Medical Center San Andreas $209.79 $81.50 – $308.70
Mercy Medical Center Merced Merced $88.58 $103.20 – $172.00
REEDLEY COMMUNITY HOSPITAL Reedley $53.39 $2.74 – $384.00
ST HELENA HOSPITAL Vallejo $49.20 $117.59 – $328.00
HANFORD COMMUNITY HOSPITAL Selma $36.48 $108.89 – $322.56
ADVENTIST HEALTH DELANO Delano $95.60 $478.00 – $616.62
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $185.46 $20.67 – $278.40
ADVENTIST HEALTH CLEARLAKE HOSPITAL Clearlake $46.80 $130.00 – $214.50

All California hospitals for this procedure →