New Patient Office Visit (level 2) at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$35.63

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$509.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$34.30 with MEDI-CAL vs $131.40 with THREE RIVERS PROVIDER NETWORK- ALL PLANS — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDI-CAL MEDI-CAL $34.30 ↓ -4%
BC MCAL BC MCAL $34.30 ↓ -4%
KAISER MCAL KAISER MCAL $34.30 ↓ -4%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $34.30 ↓ -4%
HP MCAL PRO FEE HP MCAL PRO FEE $37.73 ↑ +6%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $37.96 ↑ +7%
HEALTHNET MCAL HEALTHNET MCAL $41.16 ↑ +16%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $41.16 ↑ +16%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $41.26 ↑ +16%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $41.26 ↑ +16%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $41.26 ↑ +16%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $41.26 ↑ +16%
KAISER MCR ADV KAISER MCR ADV $41.26 ↑ +16%
HEALTHNET MCARE HEALTHNET MCARE $41.26 ↑ +16%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $41.26 ↑ +16%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $41.26 ↑ +16%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $41.26 ↑ +16%
UHC MCR ADV UHC MCR ADV $41.26 ↑ +16%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $43.32 ↑ +22%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $45.39 ↑ +27%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $47.30 ↑ +33%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $49.06 ↑ +38%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $49.51 ↑ +39%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $53.64 ↑ +51%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $53.64 ↑ +51%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $53.64 ↑ +51%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $55.70 ↑ +56%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $55.70 ↑ +56%
CIGNA- ALL PLANS CIGNA- ALL PLANS $57.41 ↑ +61%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $59.00 ↑ +66%
AETNA - ALL PLANS AETNA - ALL PLANS $59.48 ↑ +67%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $60.12 ↑ +69%
UHC JLL UHC JLL $66.33 ↑ +86%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $66.33 ↑ +86%
UHC HMO UHC HMO $66.33 ↑ +86%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $82.52 ↑ +132%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $93.94 ↑ +164%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $104.38 ↑ +193%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $131.40 ↑ +269%

Visitor-reported prices

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New Patient Office Visit (level 2) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $559.01 $50.22 – $204.18
Banner Lassen Medical Center Susanville $1,479.42 $69.70 – $164.90
Arroyo Grande Hospital Santa Maria $145.10 $49.20 – $305.00
Mark Twain Medical Center San Andreas $115.89 $23.03 – $87.22
French Hospital San Luis Obispo $148.96 $49.20 – $298.90
Mercy Hospitals – Bakersfield Bakersfield $154.71 $61.11 – $333.60
Bakersfield Memorial Hospital Bakersfield $161.12 $61.11 – $232.00
Healdsburg Hospital Healdsburg $309.57 not published

All California hospitals for this procedure →