Lead ingevity 45cm pfret MRI at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$883.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,625.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$444.38 with HEALTHNET MCAL vs $2,812.50 with HP OF SAN JOAQUIN MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTHNET MCAL HEALTHNET MCAL $444.38 ↓ -50%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $570.83 ↓ -35%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $585.00 ↓ -34%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $634.28 ↓ -28%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $663.08 ↓ -25%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $729.00 ↓ -18%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $756.00 ↓ -14%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $765.00 ↓ -13%
UHC JLL UHC JLL $887.18 ↑ +0%
AETNA - ALL PLANS AETNA - ALL PLANS $916.65 ↑ +4%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $922.50 ↑ +4%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $933.98 ↑ +6%
UHC HMO UHC HMO $933.98 ↑ +6%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $1,012.50 ↑ +15%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $1,800.00 ↑ +104%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $1,845.00 ↑ +109%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $2,025.00 ↑ +129%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $2,025.00 ↑ +129%
CIGNA- ALL PLANS CIGNA- ALL PLANS $2,025.00 ↑ +129%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $2,137.50 ↑ +142%
MEDI-CAL MEDI-CAL $2,250.00 ↑ +155%
KAISER MCAL KAISER MCAL $2,250.00 ↑ +155%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $2,520.00 ↑ +185%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $2,812.50 ↑ +218%

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Lead ingevity 45cm pfret MRI at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,638.47 $242.40 – $787.80
Baldwin Park Medical Center BALDWIN PARK $4,472.00 not published
Riverside Medical Center RIVERSIDE $4,472.00 not published
Banner Lassen Medical Center Susanville $18,613.05 $1,104.95 – $2,614.15
Panorama Medical Center PANORAMA CITY $4,472.00 not published
Petaluma Valley Hospital Petaluma $6,701.70 not published
Arroyo Grande Hospital Santa Maria $7,817.85 $232.99 – $992.74
French Hospital San Luis Obispo $7,160.28 $192.47 – $992.74

All California hospitals for this procedure →