Lead ingevity 45cm pfret MRI at Arroyo Grande Hospital

1400 E Church St, Santa Maria, CA · CommonSpirit Health · · NPI 1760510937

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$7,817.85

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$18,266.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$232.99 with CenCal vs $992.74 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|> 21 $232.99 ↓ -97%
CenCal Medicaid|< 21 $232.99 ↓ -97%
Western Growers Commercial|All Plans $506.50 ↓ -94%
Health Net Commercial|Care Product $587.54 ↓ -92%
United Commercial|Options PPO $617.93 ↓ -92%
United Commercial|Non-Options PPO $628.06 ↓ -92%
Kaiser Commercial|All Plans $638.19 ↓ -92%
United Commercial|All Other Plans $638.19 ↓ -92%
United Commercial|HMO $658.45 ↓ -92%
Health Net Commercial|FFS $668.58 ↓ -91%
Cigna Commercial|All Other Plans $780.01 ↓ -90%
Cigna Commercial|PPO $780.01 ↓ -90%
First Health Commercial|All Plans $850.92 ↓ -89%
Healthsmart Commercial|All Plans $931.96 ↓ -88%
BCBS - Anthem Commercial|Non-MCS $982.61 ↓ -87%
BCBS - Anthem Commercial|MCS $982.61 ↓ -87%
MultiPlan Commercial|All Plans $992.74 ↓ -87%

Visitor-reported prices

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Lead ingevity 45cm pfret MRI at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,638.47 $242.40 – $787.80
Banner Lassen Medical Center Susanville $18,613.05 $1,104.95 – $2,614.15
Petaluma Valley Hospital Petaluma $6,701.70 not published
French Hospital San Luis Obispo $7,160.28 $192.47 – $992.74
Mercy Hospitals – Bakersfield Bakersfield $1,558.20 $281.25 – $900.00
Bakersfield Memorial Hospital Bakersfield $3,387.41 $281.25 – $888.75
Queen of The Valley Medical Center Napa $6,701.70 not published
Providence St Joseph Hospital Eureka Eureka $3,854.16 not published

All California hospitals for this procedure →