Icd cobalt xt dr MRI is1 df1 at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$8,837.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$126,248.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5,500.00 with FIRST HEALTH- ALL PLANS vs $52,891.25 with HP OF SAN JOAQUIN MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $5,500.00 ↓ -38%
HEALTHNET MCAL HEALTHNET MCAL $8,356.82 ↓ -5%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $10,734.81 ↑ +21%
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $11,001.38 ↑ +24%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $11,928.03 ↑ +35%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $12,469.64 ↑ +41%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $13,709.41 ↑ +55%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $14,217.17 ↑ +61%
UHC JLL UHC JLL $14,361.03 ↑ +63%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $14,386.42 ↑ +63%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $15,118.43 ↑ +71%
UHC HMO UHC HMO $15,118.43 ↑ +71%
AETNA - ALL PLANS AETNA - ALL PLANS $17,238.32 ↑ +95%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $17,348.33 ↑ +96%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $19,040.85 ↑ +115%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $33,850.40 ↑ +283%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $38,081.70 ↑ +331%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $38,081.70 ↑ +331%
CIGNA- ALL PLANS CIGNA- ALL PLANS $38,081.70 ↑ +331%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $40,197.35 ↑ +355%
MEDI-CAL MEDI-CAL $42,313.00 ↑ +379%
KAISER MCAL KAISER MCAL $42,313.00 ↑ +379%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $47,390.56 ↑ +436%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $52,891.25 ↑ +498%

Visitor-reported prices

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Icd cobalt xt dr MRI is1 df1 at other California hospitals

Hospital City Cash price Negotiated range
Fresno Medical Center FRESNO $48,300.00 not published
St. John's Camarillo Hospital Camarillo $54,116.66 $7,408.80 – $24,078.60
Antioch Medical Center ANTIOCH $48,300.00 not published
Redwood City Medical Center Redwood City $48,300.00 not published
Santa Clara Medical Center SANTA CLARA $48,300.00 not published
Baldwin Park Medical Center BALDWIN PARK $26,520.00 not published
Riverside Medical Center RIVERSIDE $26,520.00 not published
Fremont Medical Center FREMONT $48,300.00 not published

All California hospitals for this procedure →