Brief chkin by md/qhp, 11-20 at LODI MEMORIAL HOSPITAL ASSOCIATION INC

975 S Fairmont Ave, Lodi, CA · Adventisthealth · · NPI 1316938301

Source: hospital's published price file ↗ · Published Aug 2, 2026 · Ingested Sep 16, 2026

$4.55

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$65.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.12 with MEDCORE(OMNI IPA) OP ONLY- ALL PLANS vs $74.40 with HEALTHNET MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MEDCORE(OMNI IPA) OP ONLY- ALL PLANS MEDCORE(OMNI IPA) OP ONLY- ALL PLANS $16.12 ↑ +254%
BLUE SHIELD EPN - ALL OTHER PLANS BLUE SHIELD EPN - ALL OTHER PLANS $20.09 ↑ +342%
BLUE SHIELD NON-EPN BLUE SHIELD NON-EPN $20.83 ↑ +358%
HP OF SAN JOAQUIN MCR ADV HP OF SAN JOAQUIN MCR ADV $22.46 ↑ +394%
HUMANA MCR ADV - ALL PLANS HUMANA MCR ADV - ALL PLANS $22.46 ↑ +394%
UHC MCR ADV UHC MCR ADV $22.46 ↑ +394%
KAISER MCR ADV KAISER MCR ADV $22.46 ↑ +394%
TRICARE BLUE SHIELD - ALL PLANS TRICARE BLUE SHIELD - ALL PLANS $22.46 ↑ +394%
ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS ALIGNMENT HEALTH PLAN (AHP)-ALL PLANS $22.46 ↑ +394%
BLUE SHIELD MCARE ADV BLUE SHIELD MCARE ADV $22.46 ↑ +394%
CCA HEALTH PLAN MCR ADV- ALL PLANS CCA HEALTH PLAN MCR ADV- ALL PLANS $22.46 ↑ +394%
HEALTHNET MCARE HEALTHNET MCARE $22.46 ↑ +394%
KNNEX HEALTH - ALL PLANS KNNEX HEALTH - ALL PLANS $22.46 ↑ +394%
HP HEALTHY KIDS PRO FEE HP HEALTHY KIDS PRO FEE $23.58 ↑ +418%
UHC JLL UHC JLL $24.45 ↑ +437%
AH EMPLOYEE HEALTH PLAN - ALL PLANS AH EMPLOYEE HEALTH PLAN - ALL PLANS $24.71 ↑ +443%
AETNA - ALL PLANS AETNA - ALL PLANS $25.26 ↑ +455%
KAISER COMMERCIAL - ALL OTHER PLANS KAISER COMMERCIAL - ALL OTHER PLANS $25.42 ↑ +459%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $25.74 ↑ +466%
UHC HMO UHC HMO $25.74 ↑ +466%
FIRST HEALTH- ALL PLANS FIRST HEALTH- ALL PLANS $26.95 ↑ +492%
BEECH STREET- ALL PLANS BEECH STREET- ALL PLANS $29.20 ↑ +542%
HP OF SAN JOAQUIN PPO - ALL OTHER PLANS HP OF SAN JOAQUIN PPO - ALL OTHER PLANS $29.20 ↑ +542%
NETWORKS BY DESIGN- ALL PLANS NETWORKS BY DESIGN- ALL PLANS $30.32 ↑ +566%
HEALTHNET- ALL OTHER PLANS HEALTHNET- ALL OTHER PLANS $30.45 ↑ +569%
CIGNA- ALL PLANS CIGNA- ALL PLANS $31.00 ↑ +581%
WESTERN GROWERS- ALL PLANS WESTERN GROWERS- ALL PLANS $32.12 ↑ +606%
BLUE CROSS EXCHANGE BLUE CROSS EXCHANGE $39.89 ↑ +777%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $44.32 ↑ +874%
BRIGHT HEALTH - ALL PLANS BRIGHT HEALTH - ALL PLANS $44.92 ↑ +887%
MULTIPLAN- ALL PLANS MULTIPLAN- ALL PLANS $49.60 ↑ +990%
THREE RIVERS PROVIDER NETWORK- ALL PLANS THREE RIVERS PROVIDER NETWORK- ALL PLANS $55.80 ↑ +1126%
BC MCAL BC MCAL $62.00 ↑ +1263%
MEDI-CAL MEDI-CAL $62.00 ↑ +1263%
KAISER MCAL KAISER MCAL $62.00 ↑ +1263%
CELTIC INS COMPANY - ALL PLANS CELTIC INS COMPANY - ALL PLANS $62.00 ↑ +1263%
HP MCAL PRO FEE HP MCAL PRO FEE $68.20 ↑ +1399%
HP OF SAN JOAQUIN MCAL HP OF SAN JOAQUIN MCAL $74.40 ↑ +1535%
HEALTHNET MCAL HEALTHNET MCAL $74.40 ↑ +1535%

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Brief chkin by md/qhp, 11-20 at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $12.35 $22.46 – $124.00
ST HELENA HOSPITAL Vallejo $10.20 $24.15 – $82.75
HANFORD COMMUNITY HOSPITAL Selma $11.78 $22.46 – $104.16
SAN JOAQUIN COMMUNITY HOSPITAL Bakersfield $9.30 $22.59 – $87.42
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $42.90 $20.67 – $89.90
WILLITS HOSPITAL INC Willits $27.60 $22.46 – $76.84
SONORA COMMUNITY HOSPITAL Sonora $28.90 $22.46 – $93.00
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $17.55 $22.59 – $523.31

All California hospitals for this procedure →