Brief chkin by md/qhp, 11-20 at SAN JOAQUIN COMMUNITY HOSPITAL

3001 Sillect Avenue Bakersfield CA 93308|3001 Sillect Avenue, Bakersfield, CA · Adventisthealth · · NPI 1538157508

Source: hospital's published price file ↗ · Published Jul 29, 2026 · Ingested Sep 16, 2026

$9.30

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$62.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.59 with HEALTHNET MCR ADV vs $87.42 with KERN HEALTH SYSTEMS MCAL — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
HEALTHNET MCR ADV HEALTHNET MCR ADV $22.59 ↑ +143%
UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS UNIVERSAL HEALTH PLAN MCARE-ALL OTHER PLANS $22.59 ↑ +143%
PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS PREMIER PHYSICIAN ALLIANCE PROFEE ONLY-ALL PLANS $22.59 ↑ +143%
OSCAR - ALL PLANS OSCAR - ALL PLANS $22.59 ↑ +143%
KERN LEGACY SHARE SELECT KERN LEGACY SHARE SELECT $22.59 ↑ +143%
BLUE SHIELD MCR ADV BLUE SHIELD MCR ADV $22.59 ↑ +143%
HERITAGE/HPN MCR ADV HERITAGE/HPN MCR ADV $22.59 ↑ +143%
FHCN PACE MCR ADV - ALL PLANS FHCN PACE MCR ADV - ALL PLANS $22.59 ↑ +143%
GEM CARE- ALL PLANS GEM CARE- ALL PLANS $22.59 ↑ +143%
UHC MCR ADV UHC MCR ADV $22.59 ↑ +143%
AETNA- ALL PLANS AETNA- ALL PLANS $23.64 ↑ +154%
COUNTY OF KERN - ALL PLANS COUNTY OF KERN - ALL PLANS $24.85 ↑ +167%
KERN LEGACY HP EPO - ALL OTHER PLANS KERN LEGACY HP EPO - ALL OTHER PLANS $24.85 ↑ +167%
EMPLOYEE HEALTH PLAN - ALL PLANS EMPLOYEE HEALTH PLAN - ALL PLANS $24.85 ↑ +167%
NETWORK PROVDRS LLC MCARE-ALL PLANS NETWORK PROVDRS LLC MCARE-ALL PLANS $29.37 ↑ +216%
CIGNA HMO/OPEN ACCESS CIGNA HMO/OPEN ACCESS $31.00 ↑ +233%
CIGNA- ALL OTHER PLANS CIGNA- ALL OTHER PLANS $31.00 ↑ +233%
WESTERN GROWERS/PINNACLE- ALL PLANS WESTERN GROWERS/PINNACLE- ALL PLANS $31.40 ↑ +238%
HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS HEALTHNET HMO/POS/PPO/EPO - ALL OTHER PLANS $32.91 ↑ +254%
UHC ALL PAYER - ALL OTHER PLANS UHC ALL PAYER - ALL OTHER PLANS $33.87 ↑ +264%
UHC HMO UHC HMO $33.87 ↑ +264%
UHC JLL CSP UHC JLL CSP $33.87 ↑ +264%
CENTIVO - ALL PLANS CENTIVO - ALL PLANS $33.89 ↑ +264%
BLUE SHIELD EPN BLUE SHIELD EPN $36.25 ↑ +290%
BLUE SHIELD EPO/PPO BLUE SHIELD EPO/PPO $38.31 ↑ +312%
BLUE SHIELD HMO/POS - ALL OTHER PLANS BLUE SHIELD HMO/POS - ALL OTHER PLANS $38.31 ↑ +312%
MEDI-CAL MEDI-CAL $62.00 ↑ +567%
BC MEDI-CAL BC MEDI-CAL $62.00 ↑ +567%
UNIVERSAL HC MCAL PROFEE ONLY UNIVERSAL HC MCAL PROFEE ONLY $62.00 ↑ +567%
BLUE CROSS MCS BLUE CROSS MCS $75.60 ↑ +713%
BLUE CROSS NON-MCS - ALL OTHER PLANS BLUE CROSS NON-MCS - ALL OTHER PLANS $75.60 ↑ +713%
KERN HEALTH SYSTEMS MCAL KERN HEALTH SYSTEMS MCAL $87.42 ↑ +840%

Visitor-reported prices

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Brief chkin by md/qhp, 11-20 at other California hospitals

Hospital City Cash price Negotiated range
REEDLEY COMMUNITY HOSPITAL Reedley $12.35 $22.46 – $124.00
ST HELENA HOSPITAL Vallejo $10.20 $24.15 – $82.75
HANFORD COMMUNITY HOSPITAL Selma $11.78 $22.46 – $104.16
ADVENTIST HEALTH MENDOCINO COAST Fort Bragg $42.90 $20.67 – $89.90
WILLITS HOSPITAL INC Willits $27.60 $22.46 – $76.84
LODI MEMORIAL HOSPITAL ASSOCIATION INC Lodi $4.55 $22.46 – $74.40
SONORA COMMUNITY HOSPITAL Sonora $28.90 $22.46 – $93.00
ADVENTIST HEALTH MEDICAL CENTER TEHACHAPI Tehachapi $17.55 $22.59 – $523.31

All California hospitals for this procedure →