Established Patient Office Visit (level 1) at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$113.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$292.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.82 with Hill Physicians vs $26,722.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $8.82 ↓ -92%
United Medicaid|< 21 $21.37 ↓ -81%
United Medicaid|> 21 $21.37 ↓ -81%
Hill Physicians Medicaid|All Plans $23.51 ↓ -79%
Hill Physicians Medicare|All Plans $24.41 ↓ -79%
WCMG Commercial|All Plans $28.05 ↓ -75%
BCBS - Anthem Medicaid|All Plans $32.70 ↓ -71%
Molina Medicaid|All Plans $40.18 ↓ -65%
California Health & Wellness Medicaid|All Plans $50.43 ↓ -56%
Health Net Medicaid|All Plans $50.43 ↓ -56%
Western Health Advantage Commercial|All Plans $89.25 ↓ -21%
Partnership Health Plan Medicaid|All Plans $91.89 ↓ -19%
Blue Shield CA Commercial|ACO Trio $98.00 ↓ -14%
Kaiser Medicaid|All Plans $104.55 ↓ -8%
Blue Shield CA Commercial|Exchange $123.00 ↑ +8%
BCBS - Anthem Commercial|Connection EPO $158.10 ↑ +39%
Blue Shield CA Commercial|HMO $164.00 ↑ +44%
Cigna Commercial|LocalPlus $168.00 ↑ +48%
Blue Shield CA Commercial|PPO Tandem $179.00 ↑ +58%
Healthsmart Commercial|All Plans $191.25 ↑ +68%
First Health Commercial|All Plans $191.25 ↑ +68%
Blue Shield CA Commercial|CalPers $192.00 ↑ +69%
Blue Shield CA Commercial|All Other Plans $193.00 ↑ +70%
BCBS - Anthem Commercial|All Other Plans $196.35 ↑ +73%
Kaiser Commercial|All Plans $201.45 ↑ +77%
Sutter Health Commercial|All Plans $204.00 ↑ +80%
MultiPlan Commercial|All Plans $209.10 ↑ +84%
Cigna Commercial|All Other Plans $225.00 ↑ +98%
United Commercial|Non-Options PPO $255.00 ↑ +124%
BCBS - Anthem Commercial|MCS $255.00 ↑ +124%
United Commercial|HMO $12,190.00 ↑ +10632%
United Commercial|All Other Plans $26,722.00 ↑ +23425%

Visitor-reported prices

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Established Patient Office Visit (level 1) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $500.91 $12.38 – $204.18
Banner Lassen Medical Center Susanville $290.87 $19.80 – $150.35
Arroyo Grande Hospital Santa Maria $145.10 $17.21 – $232.00
Mark Twain Medical Center San Andreas $51.95 $3.11 – $12.00
French Hospital San Luis Obispo $112.90 $17.21 – $234.00
Mercy Hospitals – Bakersfield Bakersfield $86.08 $21.37 – $232.00
Bakersfield Memorial Hospital Bakersfield $93.59 $21.37 – $232.00
Healdsburg Hospital Healdsburg $155.55 not published

All California hospitals for this procedure →