Conversion ext bil drg cath at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$4,477.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$11,511.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$190.95 with Hill Physicians vs $12,547.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $190.95 ↓ -96%
United Medicaid|< 21 $1,014.52 ↓ -77%
United Medicaid|> 21 $1,014.52 ↓ -77%
Hill Physicians Medicare|All Plans $1,076.05 ↓ -76%
Hill Physicians Medicaid|All Plans $1,115.97 ↓ -75%
WCMG Commercial|All Plans $1,215.61 ↓ -73%
Molina Medicaid|All Plans $1,907.30 ↓ -57%
BCBS - Anthem Medicaid|All Plans $1,927.59 ↓ -57%
Health Net Medicaid|All Plans $2,394.27 ↓ -47%
California Health & Wellness Medicaid|All Plans $2,394.27 ↓ -47%
Western Health Advantage Commercial|All Plans $3,867.85 ↓ -14%
BCBS - Anthem Commercial|Connection EPO $4,050.00 ↓ -10%
Blue Shield CA Commercial|ACO Trio $4,238.00 ↓ -5%
Partnership Health Plan Medicaid|All Plans $4,362.44 ↓ -3%
BCBS - Anthem Medicare|All Other Plans $4,373.20 ↓ -2%
Kaiser Medicaid|All Plans $4,530.91 ↑ +1%
Humana Commercial|All Plans $4,637.54 ↑ +4%
Aetna Medicare|All Plans $4,637.54 ↑ +4%
United Medicare|All Plans $4,637.54 ↑ +4%
Kaiser Medicare|All Plans $4,637.54 ↑ +4%
Blue Shield CA Medicare|HMO $4,637.54 ↑ +4%
Blue Shield CA Medicare|PPO $4,637.54 ↑ +4%
BCBS - Anthem Medicare|Imperial $4,776.67 ↑ +7%
BCBS - Anthem Commercial|All Other Plans $5,062.00 ↑ +13%
Blue Shield CA Commercial|Exchange $5,334.00 ↑ +19%
Blue Shield CA Commercial|ACO Trio CalPers $5,400.00 ↑ +21%
BCBS - Anthem Commercial|MCS $7,087.00 ↑ +58%
Blue Shield CA Commercial|PPO Tandem $7,807.00 ↑ +74%
Blue Shield CA Commercial|HMO $7,912.00 ↑ +77%
Aetna Commercial|All Other Plans $8,006.00 ↑ +79%
Aetna Commercial|PPO $8,006.00 ↑ +79%
Aetna Commercial|HMO $8,006.00 ↑ +79%
Healthsmart Commercial|All Plans $8,288.25 ↑ +85%
First Health Commercial|All Plans $8,288.25 ↑ +85%
Blue Shield CA Commercial|CalPers $8,421.00 ↑ +88%
Kaiser Commercial|All Plans $8,730.29 ↑ +95%
Sutter Health Commercial|All Plans $8,840.80 ↑ +97%
MultiPlan Commercial|All Plans $9,061.82 ↑ +102%
Blue Shield CA Commercial|All Other Plans $9,295.00 ↑ +108%
United Commercial|Non-Options PPO $11,051.00 ↑ +147%
Health Net Commercial|FFS $12,547.00 ↑ +180%

Visitor-reported prices

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Conversion ext bil drg cath at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,075.64 $1,534.87 – $8,890.24
Petaluma Valley Hospital Petaluma $7,210.38 $2,937.00 – $11,185.00
Arroyo Grande Hospital Santa Maria $2,524.35 $1,014.52 – $5,780.04
French Hospital San Luis Obispo $2,312.02 $1,014.52 – $5,780.04
Mercy Hospitals – Bakersfield Bakersfield $2,054.60 $1,014.52 – $4,484.02
Bakersfield Memorial Hospital Bakersfield $1,693.71 $1,014.52 – $4,484.02
Queen of The Valley Medical Center Napa $7,805.04 $5,083.67 – $17,909.00
Providence St Joseph Hospital Eureka Eureka $6,970.68 $4,604.99 – $17,611.00

All California hospitals for this procedure →