Cholesterol body fluid at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$23.03

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$59.18

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.11 with WCMG vs $104.44 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $1.11 ↓ -95%
Western Health Advantage Commercial|All Plans $3.52 ↓ -85%
Kaiser Medicaid|All Plans $4.12 ↓ -82%
Health Net Medicaid|All Plans $5.02 ↓ -78%
California Health & Wellness Medicaid|All Plans $5.02 ↓ -78%
United Commercial|All Other Plans $5.02 ↓ -78%
United Commercial|HMO $5.02 ↓ -78%
United Commercial|Non-Options PPO $5.02 ↓ -78%
Blue Shield CA Commercial|ACO Trio $5.52 ↓ -76%
Blue Shield CA Commercial|ACO Trio CalPers $7.13 ↓ -69%
Blue Shield CA Commercial|Exchange $7.23 ↓ -69%
Healthsmart Commercial|All Plans $7.53 ↓ -67%
First Health Commercial|All Plans $7.53 ↓ -67%
Kaiser Commercial|All Plans $7.93 ↓ -66%
Sutter Health Commercial|All Plans $8.03 ↓ -65%
MultiPlan Commercial|All Plans $8.23 ↓ -64%
Aetna Commercial|PPO $8.33 ↓ -64%
Aetna Commercial|HMO $8.33 ↓ -64%
Aetna Commercial|All Other Plans $8.33 ↓ -64%
Blue Shield CA Commercial|PPO Tandem $8.73 ↓ -62%
Blue Shield CA Commercial|HMO $9.03 ↓ -61%
Blue Shield CA Commercial|All Other Plans $9.03 ↓ -61%
Blue Shield CA Commercial|CalPers $9.23 ↓ -60%
BCBS - Anthem Medicaid|All Plans $10.03 ↓ -56%
Cigna Commercial|LocalPlus $78.33 ↑ +240%
Cigna Commercial|All Other Plans $104.44 ↑ +353%

Visitor-reported prices

visitor-reported
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Cholesterol body fluid at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $8.76 $2.39 – $93.85
Banner Lassen Medical Center Susanville $34.43 $0.41 – $0.97
Petaluma Valley Hospital Petaluma $36.36 not published
Arroyo Grande Hospital Santa Maria $63.03 $5.88 – $91.13
Mark Twain Medical Center San Andreas $21.32 $3.04 – $11.52
French Hospital San Luis Obispo $57.73 $3.18 – $107.13
Mercy Hospitals – Bakersfield Bakersfield $62.70 $5.88 – $101.64
Bakersfield Memorial Hospital Bakersfield $62.03 $5.88 – $101.64

All California hospitals for this procedure →