Card MRI veloc flow mapping at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,767.35

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$7,114.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.77 with Hill Physicians vs $7,195.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $37.77 ↓ -99%
United Medicaid|> 21 $45.76 ↓ -98%
United Medicaid|< 21 $45.76 ↓ -98%
Hill Physicians Medicaid|All Plans $50.34 ↓ -98%
Hill Physicians Medicare|All Plans $57.06 ↓ -98%
Molina Medicaid|All Plans $86.03 ↓ -97%
BCBS - Anthem Medicaid|All Plans $86.94 ↓ -97%
California Health & Wellness Medicaid|All Plans $107.99 ↓ -96%
Health Net Medicaid|All Plans $107.99 ↓ -96%
Partnership Health Plan Medicaid|All Plans $196.77 ↓ -93%
BCBS - Anthem Commercial|Connection EPO $752.71 ↓ -73%
WCMG Commercial|All Plans $782.54 ↓ -72%
BCBS - Anthem Commercial|All Other Plans $941.32 ↓ -66%
Aetna Commercial|PPO $1,156.42 ↓ -58%
Aetna Commercial|HMO $1,156.42 ↓ -58%
Aetna Commercial|All Other Plans $1,156.42 ↓ -58%
BCBS - Anthem Commercial|MCS $1,317.67 ↓ -52%
Western Health Advantage Commercial|All Plans $2,489.90 ↓ -10%
Kaiser Medicaid|All Plans $2,916.74 ↑ +5%
Healthsmart Commercial|All Plans $5,335.50 ↑ +93%
First Health Commercial|All Plans $5,335.50 ↑ +93%
Cigna Commercial|LocalPlus $5,397.00 ↑ +95%
Kaiser Commercial|All Plans $5,620.06 ↑ +103%
Sutter Health Commercial|All Plans $5,691.20 ↑ +106%
MultiPlan Commercial|All Plans $5,833.48 ↑ +111%
United Commercial|Non-Options PPO $7,114.00 ↑ +157%
Cigna Commercial|All Other Plans $7,195.00 ↑ +160%

Visitor-reported prices

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Card MRI veloc flow mapping at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $282.95 $69.22 – $646.00
Providence Mission Hospital - Mission Viejo Mission Viejo $2,087.04 $806.39 – $1,837.14
California Hospital Medical Center Los Angeles $633.90 $41.18 – $1,907.00
St. Mary Medical Center Long Beach $465.26 $41.18 – $1,922.00
Providence Saint Joseph Medical Center Burbank $1,150.10 $357.08 – $585.98
St Jude Medical Center Fullerton $287.52 $761.37 – $1,837.14
Community Hospital San Bernardino San Bernardino $466.86 $45.76 – $1,194.00
Providence St Joseph Hospital Orange Orange $400.80 $745.07 – $1,801.80

All California hospitals for this procedure →