Bx pancreas pq ndl at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$2,321.56

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,968.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$232.63 with Hill Physicians vs $10,369.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $232.63 ↓ -90%
United Medicaid|< 21 $434.49 ↓ -81%
United Medicaid|> 21 $434.49 ↓ -81%
Hill Physicians Medicare|All Plans $587.53 ↓ -75%
WCMG Commercial|All Plans $631.18 ↓ -73%
Hill Physicians Medicaid|All Plans $753.39 ↓ -68%
BCBS - Anthem Medicaid|All Plans $1,031.91 ↓ -56%
Molina Medicaid|All Plans $1,287.61 ↓ -45%
California Health & Wellness Medicaid|All Plans $1,616.36 ↓ -30%
Health Net Medicaid|All Plans $1,616.36 ↓ -30%
BCBS - Anthem Medicare|All Other Plans $2,007.80 ↓ -14%
Western Health Advantage Commercial|All Plans $2,008.30 ↓ -13%
Humana Commercial|All Plans $2,129.16 ↓ -8%
Aetna Medicare|All Plans $2,129.16 ↓ -8%
United Medicare|All Plans $2,129.16 ↓ -8%
Kaiser Medicare|All Plans $2,129.16 ↓ -8%
Blue Shield CA Medicare|HMO $2,129.16 ↓ -8%
Blue Shield CA Medicare|PPO $2,129.16 ↓ -8%
BCBS - Anthem Medicare|Imperial $2,193.03 ↓ -6%
Partnership Health Plan Medicaid|All Plans $2,335.36 ↑ +1%
Kaiser Medicaid|All Plans $2,352.58 ↑ +1%
Blue Shield CA Commercial|ACO Trio $2,771.00 ↑ +19%
Blue Shield CA Commercial|Exchange $3,487.00 ↑ +50%
Blue Shield CA Commercial|ACO Trio CalPers $3,531.00 ↑ +52%
BCBS - Anthem Commercial|Connection EPO $4,050.00 ↑ +74%
First Health Commercial|All Plans $4,303.50 ↑ +85%
Healthsmart Commercial|All Plans $4,303.50 ↑ +85%
Kaiser Commercial|All Plans $4,533.02 ↑ +95%
Sutter Health Commercial|All Plans $4,590.40 ↑ +98%
MultiPlan Commercial|All Plans $4,705.16 ↑ +103%
BCBS - Anthem Commercial|All Other Plans $5,062.00 ↑ +118%
Blue Shield CA Commercial|PPO Tandem $5,104.00 ↑ +120%
Blue Shield CA Commercial|HMO $5,173.00 ↑ +123%
Health Net Commercial|EPPO $5,416.00 ↑ +133%
Blue Shield CA Commercial|CalPers $5,506.00 ↑ +137%
Aetna Commercial|HMO $5,717.00 ↑ +146%
Aetna Commercial|PPO $5,717.00 ↑ +146%
Aetna Commercial|All Other Plans $5,717.00 ↑ +146%
United Commercial|Non-Options PPO $5,738.00 ↑ +147%
Blue Shield CA Commercial|All Other Plans $6,078.00 ↑ +162%
BCBS - Anthem Commercial|MCS $7,087.00 ↑ +205%
Health Net Commercial|FFS $10,369.00 ↑ +347%

Visitor-reported prices

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Bx pancreas pq ndl at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $833.52 $513.81 – $3,763.88
Arroyo Grande Hospital Santa Maria $1,950.40 $434.49 – $4,465.86
Mark Twain Medical Center San Andreas $5,677.65 $434.49 – $3,654.42
French Hospital San Luis Obispo $1,780.47 $434.49 – $4,239.48
Mercy Hospitals – Bakersfield Bakersfield $2,038.65 $434.49 – $4,396.00
Bakersfield Memorial Hospital Bakersfield $2,016.67 $434.49 – $4,341.05
Providence St Joseph Hospital Eureka Eureka $3,487.38 $2,124.23 – $9,858.00
St. Joseph's Medical Center Stockton Stockton $3,680.00 $434.49 – $5,258.40

All California hospitals for this procedure →