Bx pancreas pq ndl at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,680.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$12,517.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$434.49 with BCBS - Anthem vs $8,209.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|> 21 $434.49 ↓ -88%
Kaiser Medicaid|< 21 $434.49 ↓ -88%
BCBS - Anthem Medicaid|< 21 $434.49 ↓ -88%
Kaiser Medicaid|> 21 $434.49 ↓ -88%
Health Plan of San Joaquin Medicaid|All Plans $543.11 ↓ -85%
HPSJ Medicaid|> 21 $543.11 ↓ -85%
Kaiser Commercial|Affiliated Payers $1,314.60 ↓ -64%
Kaiser Commercial|All Other Plans $1,314.60 ↓ -64%
Health Net Medicaid|All Plans $1,691.70 ↓ -54%
Alignment Health Medicare|All Plans $2,068.92 ↓ -44%
Humana Medicare|All Plans $2,298.80 ↓ -38%
Aetna Medicare|All Plans $2,298.80 ↓ -38%
Molina Medicare|All Plans $2,298.80 ↓ -38%
United Medicare|All Plans $2,298.80 ↓ -38%
Cigna Medicare|All Plans $2,298.80 ↓ -38%
Kaiser Medicare|All Plans $2,298.80 ↓ -38%
BCBS - Anthem Medicare|All Plans $2,298.80 ↓ -38%
Blue Shield CA Medicare|All Plans $2,298.80 ↓ -38%
Scan Health Plan Medicare|All Plans $2,298.80 ↓ -38%
Hill Physicians Commercial|All Plans $2,298.80 ↓ -38%
Medcore Commercial|With ER $2,298.80 ↓ -38%
Medcore Commercial|Without ER $2,298.80 ↓ -38%
BCBS - Anthem Commercial|Exchange $3,122.00 ↓ -15%
Sutter UMR Commercial|All Plans $3,130.00 ↓ -15%
Aetna Commercial|PPO $3,155.00 ↓ -14%
Aetna Commercial|HMO $3,155.00 ↓ -14%
Aetna Commercial|All Other Plans $3,155.00 ↓ -14%
Blue Shield CA Commercial|Exchange $3,199.00 ↓ -13%
Healthsmart Commercial|All Plans $3,756.00 ↑ +2%
Blue Shield CA Commercial|All Other Plans $4,189.00 ↑ +14%
BCBS - Anthem Commercial|Non-MCS $4,277.00 ↑ +16%
First Health Commercial|All Plans $4,507.20 ↑ +22%
MultiPlan Commercial|All Plans $5,133.20 ↑ +39%
United Commercial|All Other Plans $5,258.40 ↑ +43%
United Commercial|HMO $5,258.40 ↑ +43%
United Commercial|Options PPO $5,571.40 ↑ +51%
BCBS - Anthem Commercial|MCS $6,009.00 ↑ +63%
United Commercial|Non-Options PPO $6,260.00 ↑ +70%
Health Net Commercial|Care Product $7,188.00 ↑ +95%
Health Net Commercial|FFS $8,209.00 ↑ +123%

Visitor-reported prices

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Bx pancreas pq ndl at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton not published $2,163.86 – $2,163.86
St. John's Camarillo Hospital Camarillo $833.52 $513.81 – $3,763.88
Arroyo Grande Hospital Santa Maria $1,950.40 $434.49 – $4,465.86
Mark Twain Medical Center San Andreas $5,677.65 $434.49 – $3,654.42
French Hospital San Luis Obispo $1,780.47 $434.49 – $4,239.48
Mercy Hospitals – Bakersfield Bakersfield $2,038.65 $434.49 – $4,396.00
Bakersfield Memorial Hospital Bakersfield $2,016.67 $434.49 – $4,341.05
Providence St Joseph Hospital Eureka Eureka $3,487.38 $2,124.23 – $9,858.00

All California hospitals for this procedure →