3d recon without postprocess indpndt at Mercy Hospital of Folsom

1650 Creekside Dr, Folsom, CA · CommonSpirit Health · · NPI 1356389878

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$693.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,782.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$18.13 with Hill Physicians vs $5,233.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $18.13 ↓ -97%
Hill Physicians Medicare|All Plans $24.21 ↓ -97%
Aetna Commercial|PPO $195.07 ↓ -72%
Aetna Commercial|HMO $195.07 ↓ -72%
Aetna Commercial|All Other Plans $195.07 ↓ -72%
WCMG Commercial|All Plans $196.02 ↓ -72%
Western Health Advantage Commercial|All Plans $623.70 ↓ -10%
Kaiser Medicaid|All Plans $730.62 ↑ +5%
BCBS - Anthem Commercial|Connection EPO $1,258.00 ↑ +81%
Healthsmart Commercial|All Plans $1,336.50 ↑ +93%
First Health Commercial|All Plans $1,336.50 ↑ +93%
Kaiser Commercial|All Plans $1,407.78 ↑ +103%
Sutter Health Commercial|All Plans $1,425.60 ↑ +106%
MultiPlan Commercial|All Plans $1,461.24 ↑ +111%
BCBS - Anthem Commercial|All Other Plans $1,573.21 ↑ +127%
United Commercial|Non-Options PPO $1,782.00 ↑ +157%
BCBS - Anthem Commercial|MCS $1,782.00 ↑ +157%
Cigna Commercial|LocalPlus $3,925.00 ↑ +466%
Cigna Commercial|All Other Plans $5,233.00 ↑ +655%

Visitor-reported prices

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3d recon without postprocess indpndt at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $167.76 $103.41 – $383.00
Banner Lassen Medical Center Susanville $205.72 $121.36 – $287.12
Mark Twain Medical Center San Andreas $882.45 $98.31 – $372.40
Mercy Hospitals – Bakersfield Bakersfield $427.03 $301.42 – $1,130.00
Bakersfield Memorial Hospital Bakersfield $822.45 $290.65 – $1,139.49
Providence St Joseph Hospital Eureka Eureka $565.08 $1,128.46 – $1,128.46
St. Joseph's Medical Center Stockton Stockton $763.82 $192.53 – $3,330.00
Santa Rosa Memorial Hospital Santa Rosa $136.68 $432.46 – $846.60

All California hospitals for this procedure →