3d recon without postprocess indpndt at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$763.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,598.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$192.53 with Aetna vs $3,330.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Commercial|All Other Plans $192.53 ↓ -75%
Aetna Commercial|PPO $192.53 ↓ -75%
Aetna Commercial|HMO $192.53 ↓ -75%
Kaiser Commercial|All Other Plans $259.77 ↓ -66%
Kaiser Commercial|Affiliated Payers $259.77 ↓ -66%
Sutter UMR Commercial|All Plans $556.65 ↓ -27%
Healthsmart Commercial|All Plans $742.20 ↓ -3%
BCBS - Anthem Commercial|Exchange $816.42 ↑ +7%
First Health Commercial|All Plans $890.64 ↑ +17%
MultiPlan Commercial|All Plans $1,014.34 ↑ +33%
United Commercial|All Other Plans $1,039.08 ↑ +36%
United Commercial|HMO $1,039.08 ↑ +36%
United Commercial|Options PPO $1,100.93 ↑ +44%
BCBS - Anthem Commercial|Non-MCS $1,113.30 ↑ +46%
United Commercial|Non-Options PPO $1,237.00 ↑ +62%
BCBS - Anthem Commercial|MCS $1,237.00 ↑ +62%
Cigna Commercial|All Other Plans $3,330.00 ↑ +336%
Cigna Commercial|PPO $3,330.00 ↑ +336%

Visitor-reported prices

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3d recon without postprocess indpndt at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $167.76 $103.41 – $383.00
Banner Lassen Medical Center Susanville $205.72 $121.36 – $287.12
Mark Twain Medical Center San Andreas $882.45 $98.31 – $372.40
Mercy Hospitals – Bakersfield Bakersfield $427.03 $301.42 – $1,130.00
Bakersfield Memorial Hospital Bakersfield $822.45 $290.65 – $1,139.49
Providence St Joseph Hospital Eureka Eureka $565.08 $1,128.46 – $1,128.46
Santa Rosa Memorial Hospital Santa Rosa $136.68 $432.46 – $846.60
Providence Mission Hospital - Mission Viejo Mission Viejo $643.68 $352.62 – $1,263.56

All California hospitals for this procedure →