Perc rf ablate renal tumor at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,017.02

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,011.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$90.44 with BCBS - Anthem vs $33,503.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $90.44 ↓ -97%
Hill Physicians Commercial|All Plans $339.66 ↓ -89%
WCMG Commercial|All Plans $1,160.17 ↓ -62%
Molina Medicaid|All Plans $2,504.00 ↓ -17%
Western Health Advantage Commercial|All Plans $3,691.45 ↑ +22%
Kaiser Medicaid|All Plans $4,324.27 ↑ +43%
California Health & Wellness Medicaid|All Plans $5,273.50 ↑ +75%
Health Net Medicaid|All Plans $5,273.50 ↑ +75%
Kaiser Commercial|All Plans $5,695.38 ↑ +89%
BCBS - Anthem Medicare|All Other Plans $7,229.91 ↑ +140%
Molina Medicare|All Plans $7,666.93 ↑ +154%
Kaiser Medicare|All Plans $7,666.93 ↑ +154%
United Medicare|All Plans $7,666.93 ↑ +154%
Aetna Medicare|All Plans $7,666.93 ↑ +154%
Humana Commercial|All Plans $7,666.93 ↑ +154%
Humana Medicare|All Plans $7,666.93 ↑ +154%
Blue Shield CA Medicare|HMO $7,666.93 ↑ +154%
Blue Shield CA Medicare|PPO $7,666.93 ↑ +154%
BCBS - Anthem Medicare|Imperial $7,896.94 ↑ +162%
First Health Commercial|All Plans $7,910.25 ↑ +162%
Healthsmart Commercial|All Plans $7,910.25 ↑ +162%
BrightHealth Commercial|All Plans $8,433.62 ↑ +180%
Sutter Health Commercial|All Plans $8,437.60 ↑ +180%
Health Net Commercial|EPPO $8,573.00 ↑ +184%
MultiPlan Commercial|All Plans $8,754.01 ↑ +190%
Blue Shield CA Commercial|ACO Trio $8,882.00 ↑ +194%
BlueShield Medicare|Trauma $9,583.66 ↑ +218%
Aetna Commercial|PPO $10,361.00 ↑ +243%
Aetna Commercial|All Other Plans $10,361.00 ↑ +243%
Aetna Commercial|HMO $10,361.00 ↑ +243%
United Commercial|Options PPO $10,547.00 ↑ +250%
United Commercial|All Other Plans $10,547.00 ↑ +250%
United Commercial|HMO $10,547.00 ↑ +250%
United Commercial|Non-Options PPO $10,547.00 ↑ +250%
Blue Shield CA Commercial|ACO Trio CalPers $11,325.00 ↑ +275%
Prison Healthcare Medicaid|All Plans $11,500.40 ↑ +281%
Blue Shield CA Commercial|Exchange $12,281.00 ↑ +307%
Health Net Commercial|FFS $15,552.00 ↑ +415%
Blue Shield CA Commercial|PPO Tandem $15,836.00 ↑ +425%
Blue Shield CA Commercial|HMO $16,792.00 ↑ +457%
Blue Shield CA Commercial|CalPers $17,679.00 ↑ +486%
Blue Shield CA Commercial|PPO $19,040.00 ↑ +531%
BCBS - Anthem Commercial|Connection EPO $19,145.00 ↑ +535%
BCBS - Anthem Commercial|All Other Plans $23,931.00 ↑ +693%
BCBS - Anthem Commercial|MCS $33,503.00 ↑ +1010%

Visitor-reported prices

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Perc rf ablate renal tumor at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $4,373.87 $2,696.22 – $13,082.50
Arroyo Grande Hospital Santa Maria $6,601.05 $7,413.14 – $15,114.54
French Hospital San Luis Obispo $6,045.82 $4,164.21 – $15,114.54
Mercy Hospitals – Bakersfield Bakersfield $5,458.53 $3,848.31 – $11,402.40
Bakersfield Memorial Hospital Bakersfield $5,399.68 $62.83 – $11,259.87
St. Joseph's Medical Center Stockton Stockton $5,217.03 $0.80 – $6,044.00
Santa Rosa Memorial Hospital Santa Rosa $9,338.10 $4,812.00 – $15,575.00
Mercy Medical Center Mt. Shasta Mt Shasta $7,995.51 $64.74 – $10,071.46

All California hospitals for this procedure →