Perc cryo ablate renal tum at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,175.66

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$11,590.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$452.97 with Hill Physicians vs $24,018.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $452.97 ↓ -86%
WCMG Commercial|All Plans $1,274.90 ↓ -60%
United Medicaid|< 21 $3,895.37 ↑ +23%
United Medicaid|> 21 $3,895.37 ↑ +23%
Western Health Advantage Commercial|All Plans $4,056.50 ↑ +28%
Hill Physicians Medicaid|All Plans $4,284.91 ↑ +35%
Kaiser Medicaid|All Plans $4,751.90 ↑ +50%
Blue Shield CA Commercial|ACO Trio $5,063.00 ↑ +59%
Kaiser Commercial|All Plans $6,258.60 ↑ +97%
Blue Shield CA Commercial|ACO Trio CalPers $6,451.00 ↑ +103%
Blue Shield CA Commercial|Exchange $6,545.00 ↑ +106%
Molina Medicaid|All Plans $7,323.30 ↑ +131%
BCBS - Anthem Medicaid|All Plans $7,401.20 ↑ +133%
Blue Shield CA Commercial|PPO Tandem $8,604.00 ↑ +171%
Healthsmart Commercial|All Plans $8,692.50 ↑ +174%
First Health Commercial|All Plans $8,692.50 ↑ +174%
Health Net Medicaid|All Plans $8,920.40 ↑ +181%
California Health & Wellness Medicaid|All Plans $8,920.40 ↑ +181%
Sutter Health Commercial|All Plans $9,272.00 ↑ +192%
Blue Shield CA Commercial|HMO $9,566.00 ↑ +201%
MultiPlan Commercial|All Plans $9,619.70 ↑ +203%
Blue Shield CA Commercial|CalPers $10,070.00 ↑ +217%
Blue Shield CA Commercial|PPO $10,363.00 ↑ +226%
BCBS - Anthem Medicare|All Other Plans $10,929.37 ↑ +244%
Partnership Health Plan Medicaid|All Plans $11,590.00 ↑ +265%
Blue Shield CA Medicare|PPO $11,590.00 ↑ +265%
United Commercial|HMO $11,590.00 ↑ +265%
United Medicare|All Plans $11,590.00 ↑ +265%
United Commercial|All Other Plans $11,590.00 ↑ +265%
Aetna Medicare|All Plans $11,590.00 ↑ +265%
Molina Medicare|All Plans $11,590.00 ↑ +265%
Humana Commercial|All Plans $11,590.00 ↑ +265%
United Commercial|Non-Options PPO $11,590.00 ↑ +265%
United Commercial|Options PPO $11,590.00 ↑ +265%
Humana Medicare|All Plans $11,590.00 ↑ +265%
BCBS - Anthem Medicare|Imperial $11,937.70 ↑ +276%
Health Net Commercial|EPPO $12,714.00 ↑ +300%
BrightHealth Commercial|All Plans $12,749.00 ↑ +301%
Kaiser Medicare|All Plans $13,681.38 ↑ +331%
Blue Shield CA Medicare|HMO $13,681.38 ↑ +331%
BCBS - Anthem Commercial|Connection EPO $13,725.00 ↑ +332%
BlueShield Medicare|Trauma $14,487.50 ↑ +356%
BCBS - Anthem Commercial|All Other Plans $17,156.00 ↑ +440%
Prison Healthcare Medicaid|All Plans $20,522.07 ↑ +546%
Aetna Commercial|PPO $21,752.00 ↑ +585%
Aetna Commercial|HMO $21,752.00 ↑ +585%
Aetna Commercial|All Other Plans $21,752.00 ↑ +585%
Health Net Commercial|FFS $23,066.00 ↑ +626%
BCBS - Anthem Commercial|MCS $24,018.00 ↑ +656%

Visitor-reported prices

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Perc cryo ablate renal tum at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $4,900.35 $3,020.76 – $22,376.00
Arroyo Grande Hospital Santa Maria $15,488.04 $3,895.37 – $35,463.26
French Hospital San Luis Obispo $14,185.31 $3,895.37 – $35,463.26
Mercy Hospitals – Bakersfield Bakersfield $15,687.37 $3,895.37 – $19,537.60
Bakersfield Memorial Hospital Bakersfield $15,518.23 $3,895.37 – $19,293.38
St. Joseph's Medical Center Stockton Stockton $11,350.76 $0.80 – $8,105.00
Santa Rosa Memorial Hospital Santa Rosa $15,746.25 $3,423.00 – $15,575.00
Providence Mission Hospital - Mission Viejo Mission Viejo $20,419.68 $7,908.00 – $25,292.72

All California hospitals for this procedure →