Mayo factor ii at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$10.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$37.93
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$4.18 with WCMG vs $38.34 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WCMG | Commercial|All Plans | $4.18 | ↓ -60% |
| Partnership Health Plan | Medicaid|All Plans | $11.54 | ↑ +11% |
| Blue Shield CA | Commercial|ACO Trio | $11.76 | ↑ +13% |
| BCBS - Anthem | Medicare|All Other Plans | $12.24 | ↑ +18% |
| Aetna | Medicare|All Plans | $12.98 | ↑ +25% |
| Blue Shield CA | Medicare|PPO | $12.98 | ↑ +25% |
| Molina | Medicare|All Plans | $12.98 | ↑ +25% |
| Kaiser | Medicare|All Plans | $12.98 | ↑ +25% |
| United | Medicare|All Plans | $12.98 | ↑ +25% |
| Blue Shield CA | Medicare|HMO | $12.98 | ↑ +25% |
| Humana | Medicare|All Plans | $12.98 | ↑ +25% |
| Humana | Commercial|All Plans | $12.98 | ↑ +25% |
| Hill Physicians | Commercial|All Plans | $12.98 | ↑ +25% |
| Western Health Advantage | Commercial|All Plans | $13.28 | ↑ +28% |
| BCBS - Anthem | Medicare|Imperial | $13.37 | ↑ +29% |
| BrightHealth | Commercial|All Plans | $14.28 | ↑ +37% |
| Blue Shield CA | Commercial|ACO Trio CalPers | $15.18 | ↑ +46% |
| Kaiser | Medicaid|All Plans | $15.56 | ↑ +50% |
| United | Commercial|Non-Options PPO | $15.58 | ↑ +50% |
| United | Commercial|Options PPO | $15.58 | ↑ +50% |
| United | Commercial|HMO | $15.58 | ↑ +50% |
| United | Commercial|All Other Plans | $15.58 | ↑ +50% |
| Blue Shield CA | Commercial|Exchange | $15.94 | ↑ +53% |
| BlueShield | Medicare|Trauma | $16.23 | ↑ +56% |
| United | Medicaid|> 21 | $16.55 | ↑ +59% |
| United | Medicaid|< 21 | $16.55 | ↑ +59% |
| Hill Physicians | Medicaid|All Plans | $18.20 | ↑ +75% |
| Prison Healthcare | Medicaid|All Plans | $19.47 | ↑ +87% |
| Kaiser | Commercial|All Plans | $20.49 | ↑ +97% |
| Blue Shield CA | Commercial|PPO Tandem | $20.87 | ↑ +101% |
| Molina | Medicaid|All Plans | $21.70 | ↑ +109% |
| Blue Shield CA | Commercial|HMO | $22.38 | ↑ +115% |
| Blue Shield CA | Commercial|CalPers | $23.52 | ↑ +126% |
| Blue Shield CA | Commercial|PPO | $25.04 | ↑ +141% |
| Healthsmart | Commercial|All Plans | $28.45 | ↑ +174% |
| First Health | Commercial|All Plans | $28.45 | ↑ +174% |
| Cigna | Commercial|LocalPlus | $28.76 | ↑ +177% |
| Sutter Health | Commercial|All Plans | $30.35 | ↑ +192% |
| BCBS - Anthem | Commercial|Connection EPO | $30.35 | ↑ +192% |
| BCBS - Anthem | Medicaid|All Plans | $30.67 | ↑ +195% |
| MultiPlan | Commercial|All Plans | $31.49 | ↑ +203% |
| California Health & Wellness | Medicaid|All Plans | $37.90 | ↑ +264% |
| Health Net | Medicaid|All Plans | $37.90 | ↑ +264% |
| Aetna | Commercial|PPO | $37.93 | ↑ +265% |
| BCBS - Anthem | Commercial|All Other Plans | $37.93 | ↑ +265% |
| Aetna | Commercial|HMO | $37.93 | ↑ +265% |
| BCBS - Anthem | Commercial|MCS | $37.93 | ↑ +265% |
| Aetna | Commercial|All Other Plans | $37.93 | ↑ +265% |
| Cigna | Commercial|All Other Plans | $38.34 | ↑ +269% |
Visitor-reported prices
Comments
Mayo factor ii at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $16.62 | $10.25 – $34.45 |
| Banner Lassen Medical Center | Susanville | $35.76 | $2.60 – $58.20 |
| Petaluma Valley Hospital | Petaluma | $102.06 | $12.72 – $106.01 |
| Arroyo Grande Hospital | Santa Maria | $16.24 | $12.98 – $37.18 |
| Mark Twain Medical Center | San Andreas | $25.27 | $12.98 – $37.18 |
| French Hospital | San Luis Obispo | $14.87 | $10.25 – $39.33 |
| Mercy Hospitals – Bakersfield | Bakersfield | $14.08 | $12.98 – $37.93 |
| Bakersfield Memorial Hospital | Bakersfield | $13.93 | $12.98 – $37.31 |