Mayo factor ii at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$14.87

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$37.93

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.25 with MHS HSPCC vs $39.33 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $10.25 ↓ -31%
Humana Medicare|All Plans $12.98 ↓ -13%
Humana Commercial|All Plans $12.98 ↓ -13%
Aetna Medicare|All Plans $12.98 ↓ -13%
United Medicare|All Plans $12.98 ↓ -13%
Health Net Medicare|All Plans $12.98 ↓ -13%
Kaiser Medicare|All Plans $12.98 ↓ -13%
BCBS - Anthem Medicare|All Plans $12.98 ↓ -13%
Alignment Medicare|All Plans $12.98 ↓ -13%
Blue Shield CA Medicare|All Plans $12.98 ↓ -13%
MHS Hospice Commercial|All Plans $12.98 ↓ -13%
CenCal Medicaid|> 21 $14.89 ↑ +0%
CenCal Medicaid|< 21 $14.89 ↑ +0%
United Commercial|Non-Options PPO $15.58 ↑ +5%
United Commercial|All Other Plans $15.58 ↑ +5%
United Commercial|HMO $15.58 ↑ +5%
Molina Medicaid|< 21 $16.55 ↑ +11%
Partnership Health Plan Medicaid|> 21 $16.55 ↑ +11%
Molina Medicaid|> 21 $16.55 ↑ +11%
Partnership Health Plan Medicaid|< 21 $16.55 ↑ +11%
BCBS - Anthem Medicaid|All Plans $16.55 ↑ +11%
Blue Shield CA Commercial|Exchange $18.21 ↑ +22%
Western Growers Commercial|All Plans $18.97 ↑ +28%
Health Net Medicaid|< 21 $20.36 ↑ +37%
Health Net Medicaid|> 21 $20.36 ↑ +37%
Health Net Commercial|FFS $21.25 ↑ +43%
Kaiser Commercial|All Plans $23.52 ↑ +58%
Blue Shield CA Commercial|FFS $25.80 ↑ +74%
Healthsmart Commercial|All Plans $32.25 ↑ +117%
First Health Commercial|All Plans $32.25 ↑ +117%
BCBS - Anthem Commercial|Non-MCS $35.66 ↑ +140%
BCBS - Anthem Commercial|MCS $36.42 ↑ +145%
MultiPlan Commercial|All Plans $37.18 ↑ +150%
Aetna Commercial|Gatekeeper $37.93 ↑ +155%
Aetna Commercial|Non-Gatekeeper $37.93 ↑ +155%
Cigna Commercial|PPO $39.33 ↑ +164%
Cigna Commercial|All Other Plans $39.33 ↑ +164%

Visitor-reported prices

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Mayo factor ii at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $16.62 $10.25 – $34.45
Banner Lassen Medical Center Susanville $35.76 $2.60 – $58.20
Petaluma Valley Hospital Petaluma $102.06 $12.72 – $106.01
Arroyo Grande Hospital Santa Maria $16.24 $12.98 – $37.18
Mark Twain Medical Center San Andreas $25.27 $12.98 – $37.18
Mercy Hospitals – Bakersfield Bakersfield $14.08 $12.98 – $37.93
Bakersfield Memorial Hospital Bakersfield $13.93 $12.98 – $37.31
Queen of The Valley Medical Center Napa $102.06 $12.98 – $133.97

All California hospitals for this procedure →