Insertion catheter bladder temporary simple at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$175.09

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$639.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.73 with Hill Physicians vs $7,484.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $24.73 ↓ -86%
WCMG Commercial|All Plans $44.00 ↓ -75%
United Medicaid|> 21 $114.13 ↓ -35%
United Medicaid|< 21 $114.13 ↓ -35%
Hill Physicians Medicaid|All Plans $137.90 ↓ -21%
Western Health Advantage Commercial|All Plans $140.00 ↓ -20%
BCBS - Anthem Medicare|All Other Plans $159.73 ↓ -9%
Kaiser Medicaid|All Plans $164.00 ↓ -6%
Blue Shield CA Medicare|PPO $169.39 ↓ -3%
Humana Medicare|All Plans $169.39 ↓ -3%
Aetna Medicare|All Plans $169.39 ↓ -3%
Molina Medicare|All Plans $169.39 ↓ -3%
United Medicare|All Plans $169.39 ↓ -3%
Kaiser Medicare|All Plans $169.39 ↓ -3%
Blue Shield CA Medicare|HMO $169.39 ↓ -3%
Humana Commercial|All Plans $169.39 ↓ -3%
BCBS - Anthem Medicare|Imperial $174.47 ↓ -0%
BrightHealth Commercial|All Plans $186.33 ↑ +6%
Molina Medicaid|All Plans $186.87 ↑ +7%
BCBS - Anthem Medicaid|All Plans $188.97 ↑ +8%
BlueShield Medicare|Trauma $211.74 ↑ +21%
Kaiser Commercial|All Plans $216.00 ↑ +23%
Prison Healthcare Medicaid|All Plans $254.08 ↑ +45%
Health Net Medicaid|All Plans $287.07 ↑ +64%
California Health & Wellness Medicaid|All Plans $287.07 ↑ +64%
Healthsmart Commercial|All Plans $300.00 ↑ +71%
First Health Commercial|All Plans $300.00 ↑ +71%
Sutter Health Commercial|All Plans $320.00 ↑ +83%
MultiPlan Commercial|All Plans $332.00 ↑ +90%
United Commercial|Non-Options PPO $400.00 ↑ +128%
Partnership Health Plan Medicaid|All Plans $400.00 ↑ +128%
United Commercial|HMO $400.00 ↑ +128%
United Commercial|Options PPO $400.00 ↑ +128%
United Commercial|All Other Plans $400.00 ↑ +128%
Health Net Commercial|EPPO $3,200.00 ↑ +1728%
BCBS - Anthem Commercial|Connection EPO $4,277.00 ↑ +2343%
Aetna Commercial|All Other Plans $5,178.00 ↑ +2857%
Aetna Commercial|HMO $5,178.00 ↑ +2857%
Aetna Commercial|PPO $5,178.00 ↑ +2857%
BCBS - Anthem Commercial|All Other Plans $5,346.00 ↑ +2953%
Health Net Commercial|FFS $5,805.00 ↑ +3215%
BCBS - Anthem Commercial|MCS $7,484.00 ↑ +4174%

Visitor-reported prices

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Insertion catheter bladder temporary simple at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $71.40 $44.01 – $291.44
Banner Lassen Medical Center Susanville $223.36 $25.78 – $310.40
Petaluma Valley Hospital Petaluma $241.74 $179.30 – $1,687.00
Arroyo Grande Hospital Santa Maria $155.80 $114.13 – $346.92
Mark Twain Medical Center San Andreas $89.91 $18.11 – $114.13
French Hospital San Luis Obispo $149.75 $95.58 – $346.92
Mercy Hospitals – Bakersfield Bakersfield $119.47 $114.13 – $302.12
Bakersfield Memorial Hospital Bakersfield $118.18 $114.13 – $302.12

All California hospitals for this procedure →