Insertion catheter bladder temporary simple at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$149.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$382.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$95.58 with MHS HSPCC vs $5,432.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
MHS HSPCC Commercial|All Plans $95.58 ↓ -36%
Partnership Health Plan Medicaid|> 21 $114.13 ↓ -24%
Partnership Health Plan Medicaid|< 21 $114.13 ↓ -24%
Molina Medicaid|> 21 $114.13 ↓ -24%
BCBS - Anthem Medicaid|All Plans $114.13 ↓ -24%
Molina Medicaid|< 21 $114.13 ↓ -24%
CenCal Medicaid|< 21 $125.36 ↓ -16%
CenCal Medicaid|> 21 $125.36 ↓ -16%
MHS Hospice Commercial|All Plans $127.38 ↓ -15%
Health Net Medicaid|> 21 $140.38 ↓ -6%
Health Net Medicaid|< 21 $140.38 ↓ -6%
Alignment Medicare|All Plans $163.78 ↑ +9%
Aetna Medicare|All Plans $163.78 ↑ +9%
BCBS - Anthem Medicare|All Plans $163.78 ↑ +9%
United Medicare|All Plans $163.78 ↑ +9%
Blue Shield CA Medicare|All Plans $163.78 ↑ +9%
Humana Medicare|All Plans $163.78 ↑ +9%
Humana Commercial|All Plans $163.78 ↑ +9%
Kaiser Medicare|All Plans $163.78 ↑ +9%
Health Net Medicare|All Plans $163.78 ↑ +9%
Western Growers Commercial|All Plans $194.70 ↑ +30%
Health Net Commercial|FFS $198.24 ↑ +32%
Kaiser Commercial|All Plans $219.48 ↑ +47%
Healthsmart Commercial|All Plans $300.90 ↑ +101%
First Health Commercial|All Plans $300.90 ↑ +101%
United Commercial|Non-Options PPO $325.68 ↑ +117%
MultiPlan Commercial|All Plans $346.92 ↑ +132%
Aetna Commercial|Gatekeeper $4,063.00 ↑ +2613%
Aetna Commercial|Non-Gatekeeper $4,363.00 ↑ +2814%
BCBS - Anthem Commercial|MCS $5,243.00 ↑ +3401%
BCBS - Anthem Commercial|Non-MCS $5,432.00 ↑ +3527%

Visitor-reported prices

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Insertion catheter bladder temporary simple at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $71.40 $44.01 – $291.44
Banner Lassen Medical Center Susanville $223.36 $25.78 – $310.40
Petaluma Valley Hospital Petaluma $241.74 $179.30 – $1,687.00
Arroyo Grande Hospital Santa Maria $155.80 $114.13 – $346.92
Mark Twain Medical Center San Andreas $89.91 $18.11 – $114.13
Mercy Hospitals – Bakersfield Bakersfield $119.47 $114.13 – $302.12
Bakersfield Memorial Hospital Bakersfield $118.18 $114.13 – $302.12
Queen of The Valley Medical Center Napa $1,297.44 $188.91 – $6,200.00

All California hospitals for this procedure →