Generator emblem MRI sicd subq at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$35,824.13

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$130,745.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,280.75 with WCMG vs $28,930.25 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $3,280.75 ↓ -91%
Kaiser Medicaid|All Plans $6,859.75 ↓ -81%
Kaiser Commercial|All Plans $6,859.75 ↓ -81%
Kaiser Medicare|All Plans $6,859.75 ↓ -81%
BCBS - Anthem Medicaid|All Plans $7,158.00 ↓ -80%
Partnership Health Plan Medicaid|All Plans $7,456.25 ↓ -79%
Molina Medicaid|All Plans $7,754.50 ↓ -78%
Health Net Medicaid|All Plans $8,351.00 ↓ -77%
California Health & Wellness Medicaid|All Plans $8,351.00 ↓ -77%
Health Net Commercial|EPPO $11,631.75 ↓ -68%
Cigna Commercial|LocalPlus $11,930.00 ↓ -67%
United Commercial|Non-Options PPO $15,509.00 ↓ -57%
Cigna Commercial|All Other Plans $15,807.25 ↓ -56%
United Commercial|Options PPO $16,702.00 ↓ -53%
United Commercial|HMO $16,702.00 ↓ -53%
United Commercial|All Other Plans $16,702.00 ↓ -53%
Blue Shield CA Commercial|ACO Trio $19,386.25 ↓ -46%
Western Health Advantage Commercial|All Plans $19,386.25 ↓ -46%
Health Net Commercial|FFS $21,175.75 ↓ -41%
First Health Commercial|All Plans $22,368.75 ↓ -38%
Healthsmart Commercial|All Plans $22,368.75 ↓ -38%
BCBS - Anthem Commercial|Connection EPO $23,263.50 ↓ -35%
Sutter Health Commercial|All Plans $23,860.00 ↓ -33%
Blue Shield CA Commercial|ACO Trio CalPers $24,456.50 ↓ -32%
Blue Shield CA Commercial|Exchange $24,456.50 ↓ -32%
MultiPlan Commercial|All Plans $24,754.75 ↓ -31%
Aetna Commercial|HMO $25,351.25 ↓ -29%
Aetna Commercial|All Other Plans $25,351.25 ↓ -29%
Aetna Commercial|PPO $25,351.25 ↓ -29%
Blue Shield CA Commercial|PPO Tandem $26,842.50 ↓ -25%
Blue Shield CA Commercial|PPO $26,842.50 ↓ -25%
Blue Shield CA Commercial|HMO $26,842.50 ↓ -25%
Blue Shield CA Commercial|CalPers $27,439.00 ↓ -23%
BCBS - Anthem Commercial|MCS $28,930.25 ↓ -19%
BCBS - Anthem Commercial|All Other Plans $28,930.25 ↓ -19%

Visitor-reported prices

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Generator emblem MRI sicd subq at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $49,197.04 $5,698.56 – $18,520.32
Banner Lassen Medical Center Susanville $61,070.50 $17,958.00 – $42,486.00
Petaluma Valley Hospital Petaluma $60,375.84 not published
Arroyo Grande Hospital Santa Maria $43,704.80 $7,100.10 – $30,252.60
French Hospital San Luis Obispo $40,028.69 $5,865.30 – $30,252.60
Mercy Hospitals – Bakersfield Bakersfield $42,093.66 $6,596.25 – $23,746.50
Bakersfield Memorial Hospital Bakersfield $41,639.82 $6,596.25 – $25,593.45
Queen of The Valley Medical Center Napa $60,375.84 not published

All California hospitals for this procedure →