Exchange nephrostomy cath at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,582.01

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$13,073.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$99.28 with Hill Physicians vs $10,485.00 with Health Net — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Hill Physicians Commercial|All Plans $99.28 ↓ -97%
United Medicaid|< 21 $434.47 ↓ -88%
United Medicaid|> 21 $434.47 ↓ -88%
Hill Physicians Medicaid|All Plans $477.92 ↓ -87%
Molina Medicaid|All Plans $816.80 ↓ -77%
BCBS - Anthem Medicaid|All Plans $825.30 ↓ -77%
Health Net Medicaid|All Plans $994.94 ↓ -72%
California Health & Wellness Medicaid|All Plans $994.94 ↓ -72%
WCMG Commercial|All Plans $1,005.62 ↓ -72%
Partnership Health Plan Medicaid|All Plans $1,868.22 ↓ -48%
BCBS - Anthem Medicare|All Other Plans $2,538.51 ↓ -29%
Kaiser Medicare|All Plans $2,691.95 ↓ -25%
Humana Medicare|All Plans $2,691.95 ↓ -25%
Humana Commercial|All Plans $2,691.95 ↓ -25%
Aetna Medicare|All Plans $2,691.95 ↓ -25%
Molina Medicare|All Plans $2,691.95 ↓ -25%
United Medicare|All Plans $2,691.95 ↓ -25%
Blue Shield CA Medicare|PPO $2,691.95 ↓ -25%
Blue Shield CA Medicare|HMO $2,691.95 ↓ -25%
BCBS - Anthem Medicare|Imperial $2,772.71 ↓ -23%
BrightHealth Commercial|All Plans $2,961.14 ↓ -17%
Western Health Advantage Commercial|All Plans $3,199.70 ↓ -11%
Blue Shield CA Commercial|ACO Trio $3,310.00 ↓ -8%
BlueShield Medicare|Trauma $3,364.94 ↓ -6%
Kaiser Medicaid|All Plans $3,748.22 ↑ +5%
Prison Healthcare Medicaid|All Plans $4,037.93 ↑ +13%
Blue Shield CA Commercial|ACO Trio CalPers $4,218.00 ↑ +18%
BCBS - Anthem Commercial|Connection EPO $4,277.00 ↑ +19%
Blue Shield CA Commercial|Exchange $4,280.00 ↑ +19%
Kaiser Commercial|All Plans $4,936.68 ↑ +38%
Aetna Commercial|HMO $5,178.00 ↑ +45%
Aetna Commercial|All Other Plans $5,178.00 ↑ +45%
Aetna Commercial|PPO $5,178.00 ↑ +45%
BCBS - Anthem Commercial|All Other Plans $5,346.00 ↑ +49%
Blue Shield CA Commercial|PPO Tandem $5,625.00 ↑ +57%
Health Net Commercial|EPPO $5,780.00 ↑ +61%
Blue Shield CA Commercial|HMO $6,255.00 ↑ +75%
Blue Shield CA Commercial|CalPers $6,584.00 ↑ +84%
Blue Shield CA Commercial|PPO $6,776.00 ↑ +89%
First Health Commercial|All Plans $6,856.50 ↑ +91%
Healthsmart Commercial|All Plans $6,856.50 ↑ +91%
Sutter Health Commercial|All Plans $7,313.60 ↑ +104%
BCBS - Anthem Commercial|MCS $7,484.00 ↑ +109%
MultiPlan Commercial|All Plans $7,587.86 ↑ +112%
United Commercial|Options PPO $9,142.00 ↑ +155%
United Commercial|HMO $9,142.00 ↑ +155%
United Commercial|All Other Plans $9,142.00 ↑ +155%
United Commercial|Non-Options PPO $9,142.00 ↑ +155%
Health Net Commercial|FFS $10,485.00 ↑ +193%

Visitor-reported prices

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Exchange nephrostomy cath at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $1,049.45 $646.92 – $4,655.74
Arroyo Grande Hospital Santa Maria $3,299.46 $434.37 – $6,497.40
French Hospital San Luis Obispo $2,931.38 $434.37 – $6,497.40
Mercy Hospitals – Bakersfield Bakersfield $2,505.00 $434.47 – $3,600.80
Bakersfield Memorial Hospital Bakersfield $1,850.05 $434.47 – $3,555.79
Queen of The Valley Medical Center Napa $3,882.12 $2,968.05 – $9,858.00
Providence St Joseph Hospital Eureka Eureka $5,978.73 $2,688.58 – $9,858.00
St. Joseph's Medical Center Stockton Stockton $1,270.97 $283.71 – $1,351.00

All California hospitals for this procedure →