Emg 2 ext w-w/o paraspinal area 95861 at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$131.52

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$480.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.80 with WCMG vs $16,950.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $52.80 ↓ -60%
Hill Physicians Commercial|All Plans $83.94 ↓ -36%
United Medicaid|> 21 $112.92 ↓ -14%
United Medicaid|< 21 $112.92 ↓ -14%
BCBS - Anthem Medicare|All Other Plans $159.73 ↑ +21%
Western Health Advantage Commercial|All Plans $168.00 ↑ +28%
Blue Shield CA Medicare|HMO $169.39 ↑ +29%
Humana Commercial|All Plans $169.39 ↑ +29%
Humana Medicare|All Plans $169.39 ↑ +29%
Aetna Medicare|All Plans $169.39 ↑ +29%
Molina Medicare|All Plans $169.39 ↑ +29%
United Medicare|All Plans $169.39 ↑ +29%
Blue Shield CA Medicare|PPO $169.39 ↑ +29%
Kaiser Medicare|All Plans $169.39 ↑ +29%
BCBS - Anthem Medicare|Imperial $174.47 ↑ +33%
Molina Medicaid|All Plans $184.99 ↑ +41%
BrightHealth Commercial|All Plans $186.33 ↑ +42%
Kaiser Medicaid|All Plans $196.80 ↑ +50%
Hill Physicians Medicaid|All Plans $196.91 ↑ +50%
BlueShield Medicare|Trauma $211.74 ↑ +61%
Prison Healthcare Medicaid|All Plans $254.08 ↑ +93%
Kaiser Commercial|All Plans $259.20 ↑ +97%
BCBS - Anthem Medicaid|All Plans $268.17 ↑ +104%
First Health Commercial|All Plans $360.00 ↑ +174%
Healthsmart Commercial|All Plans $360.00 ↑ +174%
Sutter Health Commercial|All Plans $384.00 ↑ +192%
BCBS - Anthem Commercial|Connection EPO $384.00 ↑ +192%
MultiPlan Commercial|All Plans $398.40 ↑ +203%
California Health & Wellness Medicaid|All Plans $409.93 ↑ +212%
Health Net Medicaid|All Plans $409.93 ↑ +212%
United Commercial|Non-Options PPO $480.00 ↑ +265%
United Commercial|HMO $480.00 ↑ +265%
BCBS - Anthem Commercial|MCS $480.00 ↑ +265%
BCBS - Anthem Commercial|All Other Plans $480.00 ↑ +265%
Partnership Health Plan Medicaid|All Plans $480.00 ↑ +265%
Health Net Commercial|EPPO $3,200.00 ↑ +2333%
Health Net Commercial|FFS $5,805.00 ↑ +4314%
United Commercial|All Other Plans $16,950.00 ↑ +12788%
United Commercial|Options PPO $16,950.00 ↑ +12788%

Visitor-reported prices

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Emg 2 ext w-w/o paraspinal area 95861 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $410.85 $111.51 – $322.14
Arroyo Grande Hospital Santa Maria $157.94 $112.92 – $361.62
Mark Twain Medical Center San Andreas $173.83 $67.53 – $255.78
French Hospital San Luis Obispo $144.65 $99.63 – $361.62
Mercy Hospitals – Bakersfield Bakersfield $114.27 $112.92 – $308.00
Bakersfield Memorial Hospital Bakersfield $470.87 $112.92 – $308.00
St. Joseph's Medical Center Stockton Stockton $209.33 $112.92 – $583.84
Providence Mission Hospital - Mission Viejo Mission Viejo $1,122.72 $145.45 – $316.58

All California hospitals for this procedure →