Emg 2 ext w-w/o paraspinal area 95861 at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$209.33

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$712.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$112.92 with BCBS - Anthem vs $26,377.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|> 21 $112.92 ↓ -46%
BCBS - Anthem Medicaid|< 21 $112.92 ↓ -46%
Kaiser Medicaid|< 21 $112.92 ↓ -46%
Kaiser Medicaid|> 21 $112.92 ↓ -46%
Health Plan of San Joaquin Medicaid|All Plans $141.14 ↓ -33%
HPSJ Medicaid|> 21 $141.14 ↓ -33%
Kaiser Commercial|Affiliated Payers $149.52 ↓ -29%
Kaiser Commercial|All Other Plans $149.52 ↓ -29%
Medcore Commercial|Without ER $155.45 ↓ -26%
Alignment Health Medicare|All Plans $164.59 ↓ -21%
Humana Medicare|All Plans $182.88 ↓ -13%
Aetna Medicare|All Plans $182.88 ↓ -13%
Molina Medicare|All Plans $182.88 ↓ -13%
United Medicare|All Plans $182.88 ↓ -13%
Cigna Medicare|All Plans $182.88 ↓ -13%
Kaiser Medicare|All Plans $182.88 ↓ -13%
BCBS - Anthem Medicare|All Plans $182.88 ↓ -13%
Blue Shield CA Medicare|All Plans $182.88 ↓ -13%
Scan Health Plan Medicare|All Plans $182.88 ↓ -13%
Hill Physicians Commercial|All Plans $182.88 ↓ -13%
Medcore Commercial|With ER $182.88 ↓ -13%
BCBS - Anthem Commercial|Exchange $260.96 ↑ +25%
Sutter UMR Commercial|All Plans $320.40 ↑ +53%
BCBS - Anthem Commercial|Non-MCS $357.69 ↑ +71%
Healthsmart Commercial|All Plans $427.20 ↑ +104%
Health Net Medicaid|All Plans $442.15 ↑ +111%
BCBS - Anthem Commercial|MCS $502.58 ↑ +140%
First Health Commercial|All Plans $512.64 ↑ +145%
United Commercial|Non-Options PPO $569.60 ↑ +172%
MultiPlan Commercial|All Plans $583.84 ↑ +179%
Health Net Commercial|Care Product $4,262.00 ↑ +1936%
Health Net Commercial|FFS $4,868.00 ↑ +2226%
United Commercial|All Other Plans $8,870.00 ↑ +4137%
United Commercial|Options PPO $13,448.00 ↑ +6324%
United Commercial|HMO $26,377.00 ↑ +12501%

Visitor-reported prices

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Emg 2 ext w-w/o paraspinal area 95861 at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $410.85 $111.51 – $322.14
Arroyo Grande Hospital Santa Maria $157.94 $112.92 – $361.62
Mark Twain Medical Center San Andreas $173.83 $67.53 – $255.78
French Hospital San Luis Obispo $144.65 $99.63 – $361.62
Mercy Hospitals – Bakersfield Bakersfield $114.27 $112.92 – $308.00
Bakersfield Memorial Hospital Bakersfield $470.87 $112.92 – $308.00
Providence Mission Hospital - Mission Viejo Mission Viejo $1,122.72 $145.45 – $316.58
Mercy Medical Center Mt. Shasta Mt Shasta $495.59 $152.88 – $624.26

All California hospitals for this procedure →