Bx pancreas pq ndl at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$1,635.24
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,968.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$232.63 with Hill Physicians vs $10,485.00 with Health Net — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Hill Physicians | Commercial|All Plans | $232.63 | ↓ -86% |
| United | Medicaid|> 21 | $434.49 | ↓ -73% |
| United | Medicaid|< 21 | $434.49 | ↓ -73% |
| WCMG | Commercial|All Plans | $631.18 | ↓ -61% |
| Molina | Medicaid|All Plans | $711.82 | ↓ -56% |
| Hill Physicians | Medicaid|All Plans | $753.39 | ↓ -54% |
| BCBS - Anthem | Medicaid|All Plans | $1,031.91 | ↓ -37% |
| Health Net | Medicaid|All Plans | $1,568.42 | ↓ -4% |
| California Health & Wellness | Medicaid|All Plans | $1,568.42 | ↓ -4% |
| BCBS - Anthem | Medicare|All Other Plans | $2,007.80 | ↑ +23% |
| Western Health Advantage | Commercial|All Plans | $2,008.30 | ↑ +23% |
| Kaiser | Medicare|All Plans | $2,129.16 | ↑ +30% |
| United | Medicare|All Plans | $2,129.16 | ↑ +30% |
| Blue Shield CA | Medicare|PPO | $2,129.16 | ↑ +30% |
| Blue Shield CA | Medicare|HMO | $2,129.16 | ↑ +30% |
| Aetna | Medicare|All Plans | $2,129.16 | ↑ +30% |
| Humana | Medicare|All Plans | $2,129.16 | ↑ +30% |
| Humana | Commercial|All Plans | $2,129.16 | ↑ +30% |
| Molina | Medicare|All Plans | $2,129.16 | ↑ +30% |
| BCBS - Anthem | Medicare|Imperial | $2,193.03 | ↑ +34% |
| Partnership Health Plan | Medicaid|All Plans | $2,335.36 | ↑ +43% |
| BrightHealth | Commercial|All Plans | $2,342.08 | ↑ +43% |
| Kaiser | Medicaid|All Plans | $2,352.58 | ↑ +44% |
| BlueShield | Medicare|Trauma | $2,661.45 | ↑ +63% |
| Kaiser | Commercial|All Plans | $3,098.52 | ↑ +89% |
| Prison Healthcare | Medicaid|All Plans | $3,193.74 | ↑ +95% |
| Blue Shield CA | Commercial|ACO Trio | $3,310.00 | ↑ +102% |
| Blue Shield CA | Commercial|ACO Trio CalPers | $4,218.00 | ↑ +158% |
| BCBS - Anthem | Commercial|Connection EPO | $4,277.00 | ↑ +162% |
| Blue Shield CA | Commercial|Exchange | $4,280.00 | ↑ +162% |
| First Health | Commercial|All Plans | $4,303.50 | ↑ +163% |
| Healthsmart | Commercial|All Plans | $4,303.50 | ↑ +163% |
| Sutter Health | Commercial|All Plans | $4,590.40 | ↑ +181% |
| MultiPlan | Commercial|All Plans | $4,762.54 | ↑ +191% |
| Aetna | Commercial|All Other Plans | $5,178.00 | ↑ +217% |
| Aetna | Commercial|PPO | $5,178.00 | ↑ +217% |
| Aetna | Commercial|HMO | $5,178.00 | ↑ +217% |
| BCBS - Anthem | Commercial|All Other Plans | $5,346.00 | ↑ +227% |
| Blue Shield CA | Commercial|PPO Tandem | $5,625.00 | ↑ +244% |
| United | Commercial|HMO | $5,738.00 | ↑ +251% |
| United | Commercial|All Other Plans | $5,738.00 | ↑ +251% |
| United | Commercial|Options PPO | $5,738.00 | ↑ +251% |
| United | Commercial|Non-Options PPO | $5,738.00 | ↑ +251% |
| Health Net | Commercial|EPPO | $5,780.00 | ↑ +253% |
| Blue Shield CA | Commercial|HMO | $6,255.00 | ↑ +283% |
| Blue Shield CA | Commercial|CalPers | $6,584.00 | ↑ +303% |
| Blue Shield CA | Commercial|PPO | $6,776.00 | ↑ +314% |
| BCBS - Anthem | Commercial|MCS | $7,484.00 | ↑ +358% |
| Health Net | Commercial|FFS | $10,485.00 | ↑ +541% |
Visitor-reported prices
Comments
Bx pancreas pq ndl at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $833.52 | $513.81 – $3,763.88 |
| Arroyo Grande Hospital | Santa Maria | $1,950.40 | $434.49 – $4,465.86 |
| Mark Twain Medical Center | San Andreas | $5,677.65 | $434.49 – $3,654.42 |
| French Hospital | San Luis Obispo | $1,780.47 | $434.49 – $4,239.48 |
| Mercy Hospitals – Bakersfield | Bakersfield | $2,038.65 | $434.49 – $4,396.00 |
| Bakersfield Memorial Hospital | Bakersfield | $2,016.67 | $434.49 – $4,341.05 |
| Providence St Joseph Hospital Eureka | Eureka | $3,487.38 | $2,124.23 – $9,858.00 |
| St. Joseph's Medical Center Stockton | Stockton | $3,680.00 | $434.49 – $5,258.40 |