Brace back t-lso custom at Mercy San Juan Medical Center
6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498
$2,859.19
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$10,435.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,147.85 with WCMG vs $10,121.95 with BCBS - Anthem — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| WCMG | Commercial|All Plans | $1,147.85 | ↓ -60% |
| United | Medicaid|< 21 | $1,354.09 | ↓ -53% |
| United | Medicaid|> 21 | $1,354.09 | ↓ -53% |
| Hill Physicians | Medicaid|All Plans | $1,489.50 | ↓ -48% |
| Kaiser | Medicaid|All Plans | $2,400.05 | ↓ -16% |
| Kaiser | Commercial|All Plans | $2,400.05 | ↓ -16% |
| Kaiser | Medicare|All Plans | $2,400.05 | ↓ -16% |
| BCBS - Anthem | Medicaid|All Plans | $2,504.40 | ↓ -12% |
| Molina | Medicaid|All Plans | $2,545.69 | ↓ -11% |
| Partnership Health Plan | Medicaid|All Plans | $2,608.75 | ↓ -9% |
| California Health & Wellness | Medicaid|All Plans | $2,921.80 | ↑ +2% |
| Health Net | Medicaid|All Plans | $2,921.80 | ↑ +2% |
| Health Net | Commercial|EPPO | $4,069.65 | ↑ +42% |
| Cigna | Commercial|LocalPlus | $4,174.00 | ↑ +46% |
| United | Commercial|Non-Options PPO | $5,426.20 | ↑ +90% |
| Cigna | Commercial|All Other Plans | $5,530.55 | ↑ +93% |
| United | Commercial|Options PPO | $5,843.60 | ↑ +104% |
| United | Commercial|HMO | $5,843.60 | ↑ +104% |
| United | Commercial|All Other Plans | $5,843.60 | ↑ +104% |
| Western Health Advantage | Commercial|All Plans | $6,782.75 | ↑ +137% |
| Blue Shield CA | Commercial|ACO Trio | $6,782.75 | ↑ +137% |
| Health Net | Commercial|FFS | $7,408.85 | ↑ +159% |
| Healthsmart | Commercial|All Plans | $7,826.25 | ↑ +174% |
| First Health | Commercial|All Plans | $7,826.25 | ↑ +174% |
| BCBS - Anthem | Commercial|Connection EPO | $8,139.30 | ↑ +185% |
| Sutter Health | Commercial|All Plans | $8,348.00 | ↑ +192% |
| Blue Shield CA | Commercial|Exchange | $8,556.70 | ↑ +199% |
| Blue Shield CA | Commercial|ACO Trio CalPers | $8,556.70 | ↑ +199% |
| MultiPlan | Commercial|All Plans | $8,661.05 | ↑ +203% |
| Aetna | Commercial|PPO | $8,869.75 | ↑ +210% |
| Aetna | Commercial|HMO | $8,869.75 | ↑ +210% |
| Aetna | Commercial|All Other Plans | $8,869.75 | ↑ +210% |
| Blue Shield CA | Commercial|HMO | $9,391.50 | ↑ +228% |
| Blue Shield CA | Commercial|PPO Tandem | $9,391.50 | ↑ +228% |
| Blue Shield CA | Commercial|PPO | $9,391.50 | ↑ +228% |
| Blue Shield CA | Commercial|CalPers | $9,600.20 | ↑ +236% |
| BCBS - Anthem | Commercial|All Other Plans | $10,121.95 | ↑ +254% |
| BCBS - Anthem | Commercial|MCS | $10,121.95 | ↑ +254% |
Visitor-reported prices
Comments
Brace back t-lso custom at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| St. John's Camarillo Hospital | Camarillo | $3,638.47 | $1,533.12 – $4,982.64 |
| Petaluma Valley Hospital | Petaluma | $5,407.85 | not published |
| Arroyo Grande Hospital | Santa Maria | $3,555.40 | $1,354.09 – $8,140.86 |
| French Hospital | San Luis Obispo | $3,256.35 | $1,354.09 – $8,140.86 |
| Mercy Hospitals – Bakersfield | Bakersfield | $4,453.86 | $1,354.09 – $6,390.00 |
| Bakersfield Memorial Hospital | Bakersfield | $4,405.84 | $1,354.09 – $6,887.00 |
| Queen of The Valley Medical Center | Napa | $5,407.85 | not published |
| Providence St Joseph Hospital Eureka | Eureka | $3,570.57 | not published |