Brace back t-lso custom at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$3,256.35

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$8,307.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1,354.09 with CenCal vs $8,140.86 with MultiPlan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|> 21 $1,354.09 ↓ -58%
BCBS - Anthem Medicaid|All Plans $1,354.09 ↓ -58%
CenCal Medicaid|< 21 $1,354.09 ↓ -58%
Partnership Health Plan Medicaid|> 21 $1,354.09 ↓ -58%
Partnership Health Plan Medicaid|< 21 $1,354.09 ↓ -58%
Molina Medicaid|< 21 $1,354.09 ↓ -58%
Molina Medicaid|> 21 $1,354.09 ↓ -58%
Health Net Commercial|FFS $1,578.33 ↓ -52%
Health Net Medicaid|> 21 $1,665.53 ↓ -49%
Health Net Medicaid|< 21 $1,665.53 ↓ -49%
MHS HSPCC Commercial|All Plans $2,242.89 ↓ -31%
United Commercial|HMO $4,153.50 ↑ +28%
Western Growers Commercial|All Plans $4,153.50 ↑ +28%
United Commercial|Non-Options PPO $4,319.64 ↑ +33%
United Commercial|All Other Plans $4,901.13 ↑ +51%
Cigna Commercial|All Other Plans $4,984.20 ↑ +53%
Cigna Commercial|PPO $4,984.20 ↑ +53%
Kaiser Commercial|All Plans $5,150.34 ↑ +58%
Aetna Commercial|Gatekeeper $5,981.04 ↑ +84%
Aetna Commercial|Non-Gatekeeper $6,479.46 ↑ +99%
Healthsmart Commercial|All Plans $7,060.95 ↑ +117%
First Health Commercial|All Plans $7,060.95 ↑ +117%
BCBS - Anthem Commercial|MCS $7,559.37 ↑ +132%
BCBS - Anthem Commercial|Non-MCS $7,642.44 ↑ +135%
Blue Shield CA Commercial|FFS $7,808.58 ↑ +140%
Blue Shield CA Commercial|Exchange $7,808.58 ↑ +140%
MultiPlan Commercial|All Plans $8,140.86 ↑ +150%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Brace back t-lso custom at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $3,638.47 $1,533.12 – $4,982.64
Petaluma Valley Hospital Petaluma $5,407.85 not published
Arroyo Grande Hospital Santa Maria $3,555.40 $1,354.09 – $8,140.86
Mercy Hospitals – Bakersfield Bakersfield $4,453.86 $1,354.09 – $6,390.00
Bakersfield Memorial Hospital Bakersfield $4,405.84 $1,354.09 – $6,887.00
Queen of The Valley Medical Center Napa $5,407.85 not published
Providence St Joseph Hospital Eureka Eureka $3,570.57 not published
Healdsburg Hospital Healdsburg $3,206.58 not published

All California hospitals for this procedure →