Albumin (human), 5%, 250 ml at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$243.59

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$889.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.22 with WCMG vs $147.31 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $11.22 ↓ -95%
Western Health Advantage Commercial|All Plans $25.50 ↓ -90%
Kaiser Medicaid|All Plans $41.82 ↓ -83%
United Medicaid|> 21 $53.08 ↓ -78%
United Medicaid|< 21 $53.08 ↓ -78%
Partnership Health Plan Medicaid|All Plans $53.08 ↓ -78%
Kaiser Commercial|All Plans $55.08 ↓ -77%
Hill Physicians Commercial|All Plans $56.26 ↓ -77%
Hill Physicians Medicaid|All Plans $58.39 ↓ -76%
BCBS - Anthem Medicare|All Other Plans $65.77 ↓ -73%
BCBS - Anthem Commercial|Connection EPO $68.34 ↓ -72%
Blue Shield CA Medicare|PPO $69.75 ↓ -71%
Humana Medicare|All Plans $69.75 ↓ -71%
Aetna Medicare|All Plans $69.75 ↓ -71%
Molina Medicare|All Plans $69.75 ↓ -71%
United Medicare|All Plans $69.75 ↓ -71%
Kaiser Medicare|All Plans $69.75 ↓ -71%
Blue Shield CA Medicare|HMO $69.75 ↓ -71%
Humana Commercial|All Plans $69.75 ↓ -71%
BCBS - Anthem Medicare|Imperial $71.84 ↓ -71%
First Health Commercial|All Plans $76.50 ↓ -69%
Healthsmart Commercial|All Plans $76.50 ↓ -69%
BrightHealth Commercial|All Plans $76.72 ↓ -69%
Sutter Health Commercial|All Plans $81.60 ↓ -67%
MultiPlan Commercial|All Plans $84.66 ↓ -65%
BCBS - Anthem Commercial|All Other Plans $85.68 ↓ -65%
United Commercial|Non-Options PPO $86.54 ↓ -64%
BlueShield Medicare|Trauma $87.19 ↓ -64%
United Commercial|HMO $87.58 ↓ -64%
United Commercial|All Other Plans $87.58 ↓ -64%
United Commercial|Options PPO $87.58 ↓ -64%
Molina Medicaid|All Plans $99.79 ↓ -59%
BCBS - Anthem Medicaid|All Plans $100.85 ↓ -59%
Health Net Medicaid|All Plans $102.00 ↓ -58%
BCBS - Anthem Commercial|MCS $102.00 ↓ -58%
Aetna Commercial|HMO $102.00 ↓ -58%
California Health & Wellness Medicaid|All Plans $102.00 ↓ -58%
Aetna Commercial|PPO $102.00 ↓ -58%
Aetna Commercial|All Other Plans $102.00 ↓ -58%
Prison Healthcare Medicaid|All Plans $104.63 ↓ -57%
Cigna Commercial|LocalPlus $110.46 ↓ -55%
Cigna Commercial|All Other Plans $147.31 ↓ -40%

Visitor-reported prices

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Albumin (human), 5%, 250 ml at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $282.51 $34.27 – $98.99
Arroyo Grande Hospital Santa Maria $920.20 $52.45 – $540.96
French Hospital San Luis Obispo $842.80 $52.45 – $540.96
Mercy Hospitals – Bakersfield Bakersfield $166.21 $40.80 – $100.00
Bakersfield Memorial Hospital Bakersfield $324.80 $40.80 – $100.00
Queen of The Valley Medical Center Napa $422.72 $53.08 – $120.07
Providence St Joseph Hospital Eureka Eureka $422.72 $53.08 – $143.22
Healdsburg Hospital Healdsburg $172.25 $53.08 – $282.82

All California hospitals for this procedure →