Albumin (human), 5%, 250 ml at French Hospital

1911 Johnson Ave, San Luis Obispo, CA · CommonSpirit Health · · NPI 1881760452

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$842.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,150.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$52.45 with CenCal vs $540.96 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
CenCal Medicaid|> 21 $52.45 ↓ -94%
CenCal Medicaid|< 21 $52.45 ↓ -94%
Partnership Health Plan Medicaid|> 21 $53.08 ↓ -94%
Partnership Health Plan Medicaid|< 21 $53.08 ↓ -94%
Molina Medicaid|< 21 $53.08 ↓ -94%
Molina Medicaid|> 21 $53.08 ↓ -94%
BCBS - Anthem Medicaid|All Plans $53.08 ↓ -94%
MHS Hospice Commercial|All Plans $61.28 ↓ -93%
Health Net Medicaid|< 21 $65.29 ↓ -92%
Health Net Medicaid|> 21 $65.29 ↓ -92%
Alignment Medicare|All Plans $67.44 ↓ -92%
Humana Medicare|All Plans $67.44 ↓ -92%
Humana Commercial|All Plans $67.44 ↓ -92%
Aetna Medicare|All Plans $67.44 ↓ -92%
United Medicare|All Plans $67.44 ↓ -92%
Health Net Medicare|All Plans $67.44 ↓ -92%
Blue Shield CA Medicare|All Plans $67.44 ↓ -92%
Kaiser Medicare|All Plans $67.44 ↓ -92%
BCBS - Anthem Medicare|All Plans $67.44 ↓ -92%
United Commercial|Non-Options PPO $86.54 ↓ -90%
United Commercial|HMO $87.58 ↓ -90%
United Commercial|All Other Plans $87.58 ↓ -90%
MHS HSPCC Commercial|All Plans $149.04 ↓ -82%
Western Growers Commercial|All Plans $276.00 ↓ -67%
Health Net Commercial|FFS $309.12 ↓ -63%
Kaiser Commercial|All Plans $342.24 ↓ -59%
Cigna Commercial|PPO $386.40 ↓ -54%
Cigna Commercial|All Other Plans $386.40 ↓ -54%
Healthsmart Commercial|All Plans $469.20 ↓ -44%
First Health Commercial|All Plans $469.20 ↓ -44%
BCBS - Anthem Commercial|MCS $535.44 ↓ -36%
MultiPlan Commercial|All Plans $540.96 ↓ -36%
BCBS - Anthem Commercial|Non-MCS $540.96 ↓ -36%

Visitor-reported prices

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Albumin (human), 5%, 250 ml at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $282.51 $34.27 – $98.99
Arroyo Grande Hospital Santa Maria $920.20 $52.45 – $540.96
Mercy Hospitals – Bakersfield Bakersfield $166.21 $40.80 – $100.00
Bakersfield Memorial Hospital Bakersfield $324.80 $40.80 – $100.00
Queen of The Valley Medical Center Napa $422.72 $53.08 – $120.07
Providence St Joseph Hospital Eureka Eureka $422.72 $53.08 – $143.22
Healdsburg Hospital Healdsburg $172.25 $53.08 – $282.82
Redwood Memorial Hospital Fortuna $222.65 $106.15 – $143.57

All California hospitals for this procedure →