Albumin (human), 25%, 50ml at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$1,826.49

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$6,666.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$24.31 with WCMG vs $221.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
WCMG Commercial|All Plans $24.31 ↓ -99%
United Medicaid|< 21 $53.08 ↓ -97%
Partnership Health Plan Medicaid|All Plans $53.08 ↓ -97%
United Medicaid|> 21 $53.08 ↓ -97%
Western Health Advantage Commercial|All Plans $55.25 ↓ -97%
Hill Physicians Commercial|All Plans $56.26 ↓ -97%
Hill Physicians Medicaid|All Plans $58.39 ↓ -97%
United Commercial|Non-Options PPO $86.54 ↓ -95%
United Commercial|Options PPO $87.58 ↓ -95%
United Commercial|All Other Plans $87.58 ↓ -95%
United Commercial|HMO $87.58 ↓ -95%
Kaiser Medicaid|All Plans $90.61 ↓ -95%
Molina Medicaid|All Plans $99.79 ↓ -95%
BCBS - Anthem Medicaid|All Plans $100.85 ↓ -94%
Cigna Commercial|LocalPlus $106.76 ↓ -94%
Aetna Commercial|PPO $113.91 ↓ -94%
Aetna Commercial|HMO $113.91 ↓ -94%
Aetna Commercial|All Other Plans $113.91 ↓ -94%
Kaiser Commercial|All Plans $119.34 ↓ -93%
California Health & Wellness Medicaid|All Plans $121.55 ↓ -93%
Health Net Medicaid|All Plans $121.55 ↓ -93%
Cigna Commercial|All Other Plans $142.38 ↓ -92%
BCBS - Anthem Commercial|Connection EPO $148.07 ↓ -92%
Healthsmart Commercial|All Plans $165.75 ↓ -91%
First Health Commercial|All Plans $165.75 ↓ -91%
Sutter Health Commercial|All Plans $176.80 ↓ -90%
MultiPlan Commercial|All Plans $183.43 ↓ -90%
BCBS - Anthem Commercial|All Other Plans $185.64 ↓ -90%
BCBS - Anthem Commercial|MCS $221.00 ↓ -88%

Visitor-reported prices

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Albumin (human), 25%, 50ml at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $169.51 $72.90 – $210.60
Petaluma Valley Hospital Petaluma $163.95 $52.02 – $114.12
Arroyo Grande Hospital Santa Maria $385.20 $52.45 – $900.00
Mark Twain Medical Center San Andreas $587.42 $53.08 – $864.36
French Hospital San Luis Obispo $505.68 $52.45 – $882.00
Mercy Hospitals – Bakersfield Bakersfield $2,460.85 $53.08 – $176.00
Bakersfield Memorial Hospital Bakersfield $2,434.32 $53.08 – $220.00
Queen of The Valley Medical Center Napa $256.84 $53.08 – $116.71

All California hospitals for this procedure →