Ablation cryo pq liver tumor(s) at Mercy San Juan Medical Center

6501 Coyle Avenue, Carmichael, CA · CommonSpirit Health · · NPI 1972541498

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$416.98 with United vs $33,503.00 with BCBS - Anthem — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Medicaid|> 21 $416.98
United Medicaid|< 21 $416.98
Hill Physicians Commercial|All Plans $446.56
Hill Physicians Medicaid|All Plans $458.68
Molina Medicaid|All Plans $783.92
BCBS - Anthem Medicaid|All Plans $792.26
California Health & Wellness Medicaid|All Plans $954.88
Health Net Medicaid|All Plans $954.88
Partnership Health Plan Medicaid|All Plans $1,793.01
Health Net Commercial|EPPO $8,573.00
Blue Shield CA Commercial|ACO Trio $12,333.00
BCBS - Anthem Medicare|All Other Plans $12,901.54
Humana Medicare|All Plans $13,681.38
Molina Medicare|All Plans $13,681.38
Aetna Medicare|All Plans $13,681.38
Humana Commercial|All Plans $13,681.38
Kaiser Medicare|All Plans $13,681.38
United Medicare|All Plans $13,681.38
Blue Shield CA Medicare|HMO $13,681.38
Blue Shield CA Medicare|PPO $13,681.38
BCBS - Anthem Medicare|Imperial $14,091.82
BrightHealth Commercial|All Plans $15,049.52
Health Net Commercial|FFS $15,552.00
Blue Shield CA Commercial|ACO Trio CalPers $15,724.00
Blue Shield CA Commercial|Exchange $17,053.00
BlueShield Medicare|Trauma $17,101.72
BCBS - Anthem Commercial|Connection EPO $19,145.00
Prison Healthcare Medicaid|All Plans $20,522.07
Aetna Commercial|All Other Plans $21,752.00
Aetna Commercial|PPO $21,752.00
Aetna Commercial|HMO $21,752.00
Blue Shield CA Commercial|PPO Tandem $21,988.00
Blue Shield CA Commercial|HMO $23,316.00
BCBS - Anthem Commercial|All Other Plans $23,931.00
Blue Shield CA Commercial|CalPers $24,547.00
Blue Shield CA Commercial|PPO $26,437.00
BCBS - Anthem Commercial|MCS $33,503.00
WCMG Commercial|All Plans not published by hospital
Healthsmart Commercial|All Plans not published by hospital
Kaiser Medicaid|All Plans not published by hospital
Kaiser Commercial|All Plans not published by hospital
United Commercial|Non-Options PPO not published by hospital
United Commercial|Options PPO not published by hospital
United Commercial|HMO not published by hospital
United Commercial|All Other Plans not published by hospital
First Health Commercial|All Plans not published by hospital
MultiPlan Commercial|All Plans not published by hospital
Sutter Health Commercial|All Plans not published by hospital
Western Health Advantage Commercial|All Plans not published by hospital

Visitor-reported prices

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Ablation cryo pq liver tumor(s) at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $5,867.01 $630.85 – $13,228.50
Arroyo Grande Hospital Santa Maria $8,156.83 $416.98 – $18,676.84
French Hospital San Luis Obispo $7,470.74 $416.98 – $18,676.84
Mercy Hospitals – Bakersfield Bakersfield $6,213.88 $416.98 – $13,399.20
Bakersfield Memorial Hospital Bakersfield $6,146.89 $416.98 – $13,231.71
St. Joseph's Medical Center Stockton Stockton $11,040.88 $416.98 – $15,772.68
Providence Mission Hospital - Mission Viejo Mission Viejo $10,138.08 $10,791.00 – $16,652.00
Mercy Medical Center Merced Merced $8,836.37 $416.98 – $7,388.00

All California hospitals for this procedure →