Ablation cryo pq liver tumor(s) at St. Joseph's Medical Center Stockton

1800 N California St, Stockton, CA · CommonSpirit Health · · NPI 1528190931

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$11,040.88

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$37,554.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$416.98 with BCBS - Anthem vs $18,777.00 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|> 21 $416.98 ↓ -96%
Kaiser Medicaid|< 21 $416.98 ↓ -96%
Health Plan of San Joaquin Medicaid|All Plans $416.98 ↓ -96%
Kaiser Medicaid|> 21 $416.98 ↓ -96%
BCBS - Anthem Medicaid|< 21 $416.98 ↓ -96%
HPSJ Medicaid|> 21 $416.98 ↓ -96%
Health Net Medicaid|All Plans $1,029.94 ↓ -91%
Kaiser Commercial|All Other Plans $3,943.17 ↓ -64%
Kaiser Commercial|Affiliated Payers $3,943.17 ↓ -64%
BCBS - Anthem Commercial|Exchange $8,410.00 ↓ -24%
Sutter UMR Commercial|All Plans $9,388.50 ↓ -15%
Health Net Commercial|Care Product $10,183.00 ↓ -8%
Blue Shield CA Commercial|Exchange $10,457.00 ↓ -5%
Healthsmart Commercial|All Plans $11,266.20 ↑ +2%
BCBS - Anthem Commercial|Non-MCS $11,521.00 ↑ +4%
Health Net Commercial|FFS $11,631.00 ↑ +5%
Alignment Health Medicare|All Plans $13,294.30 ↑ +20%
Aetna Commercial|HMO $13,425.00 ↑ +22%
Aetna Commercial|All Other Plans $13,425.00 ↑ +22%
Aetna Commercial|PPO $13,425.00 ↑ +22%
First Health Commercial|All Plans $13,519.44 ↑ +22%
Blue Shield CA Commercial|All Other Plans $13,688.00 ↑ +24%
Humana Medicare|All Plans $14,771.44 ↑ +34%
United Medicare|All Plans $14,771.44 ↑ +34%
Cigna Medicare|All Plans $14,771.44 ↑ +34%
Kaiser Medicare|All Plans $14,771.44 ↑ +34%
Molina Medicare|All Plans $14,771.44 ↑ +34%
BCBS - Anthem Medicare|All Plans $14,771.44 ↑ +34%
Aetna Medicare|All Plans $14,771.44 ↑ +34%
Blue Shield CA Medicare|All Plans $14,771.44 ↑ +34%
Scan Health Plan Medicare|All Plans $14,771.44 ↑ +34%
Hill Physicians Commercial|All Plans $14,771.44 ↑ +34%
Medcore Commercial|With ER $14,771.44 ↑ +34%
Medcore Commercial|Without ER $14,771.44 ↑ +34%
MultiPlan Commercial|All Plans $15,397.14 ↑ +39%
United Commercial|All Other Plans $15,772.68 ↑ +43%
United Commercial|HMO $15,772.68 ↑ +43%
BCBS - Anthem Commercial|MCS $16,187.00 ↑ +47%
United Commercial|Options PPO $16,711.53 ↑ +51%
United Commercial|Non-Options PPO $18,777.00 ↑ +70%

Visitor-reported prices

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Ablation cryo pq liver tumor(s) at other California hospitals

Hospital City Cash price Negotiated range
St. Joseph's Behavioral Health Center Stockton not published $13,904.39 – $13,904.39
St. John's Camarillo Hospital Camarillo $5,867.01 $630.85 – $13,228.50
Arroyo Grande Hospital Santa Maria $8,156.83 $416.98 – $18,676.84
French Hospital San Luis Obispo $7,470.74 $416.98 – $18,676.84
Mercy Hospitals – Bakersfield Bakersfield $6,213.88 $416.98 – $13,399.20
Bakersfield Memorial Hospital Bakersfield $6,146.89 $416.98 – $13,231.71
Providence Mission Hospital - Mission Viejo Mission Viejo $10,138.08 $10,791.00 – $16,652.00
Mercy Medical Center Merced Merced $8,836.37 $416.98 – $7,388.00

All California hospitals for this procedure →