Ins/rplc spi npg/rcvr pocket at St. John's Camarillo Hospital
2309 Antonio Ave, Camarillo, CA · CommonSpirit Health · · NPI 1073665360
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$533.89 with Health Net vs $77,439.48 with Clinicas — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Health Net | Medicaid|> 21 | $533.89 | — |
| Health Net | Medicaid|< 21 | $533.89 | — |
| Gold Coast Health Plan | Medicaid|All Plans | $933.23 | — |
| BCBS - Anthem | Commercial|Exchange | $4,529.00 | — |
| Blue Shield CA | Commercial|EPN | $5,322.00 | — |
| BCBS - Anthem | Commercial|HMO | $6,264.00 | — |
| BCBS - Anthem | Commercial|HMO Non MCS | $6,264.00 | — |
| Aetna | Commercial|All Plans | $6,598.00 | — |
| BCBS - Anthem | Commercial|Non-MCS | $7,549.00 | — |
| BCBS - Anthem | Commercial|PPO Non MCS | $7,549.00 | — |
| Blue Shield CA | Commercial|FFS | $7,724.00 | — |
| BCBS - Anthem | Commercial|MCS | $10,984.00 | — |
| Health Net | Commercial|Care Product | $36,939.00 | — |
| BCBS - Anthem | Medicare|All Plans | $38,719.74 | — |
| United | Medicare|All Other Plans | $38,719.74 | — |
| United | Medicare|All Plans | $38,719.74 | — |
| Kaiser | Medicare|All Plans | $38,719.74 | — |
| Aetna | Medicare|All Other Plans | $38,719.74 | — |
| Valley Care IPA | Commercial|All Plans | $38,719.74 | — |
| Humana | Medicare|All Plans | $38,719.74 | — |
| Health Net | Medicare|All Plans | $38,719.74 | — |
| Scan Health Plan | Medicare|Sea View | $38,719.74 | — |
| Scan Health Plan | Medicare|All Other Plans | $38,719.74 | — |
| Aetna | Medicare|All Plans | $38,719.74 | — |
| Blue Shield CA | Medicare|All Plans | $38,719.74 | — |
| Blue Shield CA | Medicare|All Other Plans | $38,719.74 | — |
| Health Net | Commercial|All Other Plans | $46,200.00 | — |
| Clinicas | Commercial|All Plans | $73,689.78 | — |
| Clinicas | Medicaid|All Plans | $77,439.48 | — |
| Ventura HP | Commercial|All Plans | not published by hospital | — |
| MultiPlan | Commercial|All Plans | not published by hospital | — |
| Aetna | Medicare|Sea View | not published by hospital | — |
| First Health | Commercial|All Plans | not published by hospital | — |
| United | Commercial|Non-Options PPO | not published by hospital | — |
| United | Medicare|Sea View | not published by hospital | — |
| Kaiser | Commercial|All Plans | not published by hospital | — |
| BCBS - Anthem | Commercial|DignityHealth | not published by hospital | — |
| Blue Shield CA | Medicare|Sea View | not published by hospital | — |
| Western Growers | Commercial|All Plans | not published by hospital | — |
| Sea View | Commercial|All Plans | not published by hospital | — |
| SeaView | Medicare|All Plans | not published by hospital | — |
Visitor-reported prices
Comments
Ins/rplc spi npg/rcvr pocket at other California hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Arroyo Grande Hospital | Santa Maria | $37,794.12 | $434.06 – $86,537.92 |
| French Hospital | San Luis Obispo | $34,615.17 | $434.06 – $86,537.92 |
| Mercy Hospitals – Bakersfield | Bakersfield | $35,160.79 | $434.06 – $75,818.40 |
| St. Joseph's Medical Center Stockton | Stockton | $21,097.15 | $434.06 – $60,277.56 |
| Santa Rosa Memorial Hospital | Santa Rosa | $96,592.47 | $2,995.00 – $42,937.38 |
| Providence Little Company of Mary Med Center Torrance | Torrance | $26,089.00 | $1,528.00 – $73,423.09 |
| Petaluma Valley Hospital | Petaluma | not published | $2,570.00 – $41,584.16 |
| Bakersfield Memorial Hospital | Bakersfield | not published | $434.06 – $38,719.74 |