Ins/rplc spi npg/rcvr pocket at Mercy Hospitals – Bakersfield

2215 Truxtun Ave., Bakersfield, CA · CommonSpirit Health · · NPI 1104981661

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$35,160.79

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$94,773.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$434.06 with Kaiser vs $89,086.62 with United — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Kaiser Medicaid|> 21 $434.06 ↓ -99%
Care 1st Medicaid|> 21 $434.06 ↓ -99%
LA Care Medicaid|> 21 $434.06 ↓ -99%
LA Care Medicaid|< 21 $434.06 ↓ -99%
BCBS - Anthem Medicaid|< 21 $434.06 ↓ -99%
Kaiser Medicaid|< 21 $434.06 ↓ -99%
Partnership Health Plan Medicaid|> 21 $434.06 ↓ -99%
Partnership Health Plan Medicaid|< 21 $434.06 ↓ -99%
Care 1st Medicaid|< 21 $434.06 ↓ -99%
Molina Medicaid|< 21 $434.06 ↓ -99%
Molina Medicaid|> 21 $434.06 ↓ -99%
BCBS - Anthem Medicaid|> 21 $434.06 ↓ -99%
Kern Health System Medicaid|> 21 $961.33 ↓ -97%
Kern Health System Medicaid|< 21 $961.33 ↓ -97%
Health Net Medicaid|GemCare $1,648.97 ↓ -95%
Health Net Medicaid|Non-GemCare $2,230.56 ↓ -94%
Blue Shield CA Commercial|Exchange $3,873.00 ↓ -89%
BCBS - Anthem Commercial|Exchange $4,460.00 ↓ -87%
Aetna Commercial|HMO $4,911.00 ↓ -86%
Aetna Commercial|PPO $5,153.00 ↓ -85%
BCBS - Anthem Commercial|All Other Plans $6,109.00 ↓ -83%
Blue Shield CA Commercial|All Other Plans $6,182.00 ↓ -82%
BCBS - Anthem Commercial|MCS $8,247.00 ↓ -77%
Health Net Commercial|Community Care PPO $21,174.00 ↓ -40%
Health Net Commercial|Care Product $25,172.00 ↓ -28%
Health Net Commercial|FFS $30,102.00 ↓ -14%
Humana Medicare|All Plans $38,719.74 ↑ +10%
Kaiser Medicare|All Plans $38,719.74 ↑ +10%
BCBS - Anthem Medicare|All Plans $38,719.74 ↑ +10%
United Medicare|All Plans $38,719.74 ↑ +10%
Blue Shield CA Medicare|All Plans $38,719.74 ↑ +10%
Aetna Medicare|All Plans $38,719.74 ↑ +10%
HPN Medicare|All Plans $38,719.74 ↑ +10%
HPN Commercial|All Plans $42,591.71 ↑ +21%
Western Growers Commercial|All Plans $52,125.15 ↑ +48%
CHN Sun View Commercial|All Plans $61,602.45 ↑ +75%
First Health Commercial|All Plans $66,341.10 ↑ +89%
Healthsmart Commercial|All Plans $72,027.48 ↑ +105%
United Commercial|Options PPO $73,922.94 ↑ +110%
United Commercial|All Other Plans $73,922.94 ↑ +110%
United Commercial|Non-Options PPO $74,870.67 ↑ +113%
MultiPlan Commercial|All Plans $75,818.40 ↑ +116%
Kaiser Commercial|All Plans $86,732.22 ↑ +147%
United Commercial|HMO $89,086.62 ↑ +153%

Visitor-reported prices

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Ins/rplc spi npg/rcvr pocket at other California hospitals

Hospital City Cash price Negotiated range
Bakersfield Memorial Hospital Bakersfield not published $434.06 – $38,719.74
Arroyo Grande Hospital Santa Maria $37,794.12 $434.06 – $86,537.92
French Hospital San Luis Obispo $34,615.17 $434.06 – $86,537.92
St. Joseph's Medical Center Stockton Stockton $21,097.15 $434.06 – $60,277.56
Santa Rosa Memorial Hospital Santa Rosa $96,592.47 $2,995.00 – $42,937.38
Providence Little Company of Mary Med Center Torrance Torrance $26,089.00 $1,528.00 – $73,423.09
St. John's Camarillo Hospital Camarillo not published $533.89 – $73,689.78
Petaluma Valley Hospital Petaluma not published $2,570.00 – $41,584.16

All California hospitals for this procedure →