Compatibility test incubate at Bakersfield Memorial Hospital

420 34th St., Bakersfield, CA · CommonSpirit Health · · NPI 1467538520

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$62.76

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$171.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$66.09 with BCBS - Anthem vs $225.76 with Kaiser — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $66.09 ↑ +5%
Western Growers Commercial|All Plans $83.00 ↑ +32%
Aetna Commercial|HMO $83.22 ↑ +33%
Aetna Commercial|PPO $89.55 ↑ +43%
Cigna Commercial|PPO $91.47 ↑ +46%
Cigna Commercial|All Other Plans $91.47 ↑ +46%
Blue Shield CA Commercial|Exchange $107.90 ↑ +72%
CHN Sun View Commercial|All Plans $107.90 ↑ +72%
BCBS - Anthem Commercial|PremerTiered $109.56 ↑ +75%
First Health Commercial|All Plans $116.20 ↑ +85%
BCBS - Anthem Commercial|Exchange $121.18 ↑ +93%
Healthsmart Commercial|All Plans $126.16 ↑ +101%
MultiPlan Commercial|All Plans $131.14 ↑ +109%
BCBS - Anthem Commercial|All Other Plans $141.10 ↑ +125%
Blue Shield CA Commercial|All Other Plans $149.40 ↑ +138%
HPN Medicare|All Plans $166.00 ↑ +164%
Aetna Medicare|All Plans $166.00 ↑ +164%
United Commercial|All Other Plans $166.00 ↑ +164%
United Medicare|All Plans $166.00 ↑ +164%
United Commercial|HMO $166.00 ↑ +164%
United Commercial|Options PPO $166.00 ↑ +164%
United Commercial|Non-Options PPO $166.00 ↑ +164%
Kaiser Medicare|All Plans $166.00 ↑ +164%
BCBS - Anthem Medicare|All Other Plans $166.00 ↑ +164%
BCBS - Anthem Commercial|MCS $166.00 ↑ +164%
Scan Health Plan Medicare|All Plans $166.00 ↑ +164%
BrightHealth Commercial|All Plans $166.00 ↑ +164%
Humana Medicare|All Plans $166.00 ↑ +164%
HPN Commercial|All Plans $182.60 ↑ +191%
BCBS - Anthem Medicare|Burn $182.60 ↑ +191%
Blue Shield CA Medicare|All Plans $217.73 ↑ +247%
Health Net Medicare|All Plans $217.73 ↑ +247%
Kaiser Commercial|All Plans $225.76 ↑ +260%

Visitor-reported prices

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Compatibility test incubate at other California hospitals

Hospital City Cash price Negotiated range
Mercy Hospitals – Bakersfield Bakersfield $63.45 $83.00 – $166.00
St. John's Camarillo Hospital Camarillo $15.33 $9.45 – $84.46
St. Joseph's Behavioral Health Center Stockton $86.80 $15.20 – $121.60
St. Joseph's Medical Center Stockton Stockton $44.99 $32.13 – $153.00
Mercy Medical Center Merced Merced $84.98 $47.85 – $181.50
Providence Cedars-Sinai Tarzana Medical Center Tarzana $155.40 $1.60 – $405.38
St. Mary Medical Center Long Beach $93.74 $50.07 – $348.37
Community Hospital San Bernardino San Bernardino $87.98 $37.09 – $424.57

All California hospitals for this procedure →