Compatibility test incubate at St. Mary Medical Center

1050 Linden Ave, Long Beach, CA · CommonSpirit Health · · NPI 1194840421

Source: hospital's published price file ↗ · Published Feb 28, 2026 · Ingested Sep 10, 2026

$93.74

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$218.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$50.07 with BCBS - Anthem vs $348.37 with SevenCorners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
BCBS - Anthem Medicaid|All Plans $50.07 ↓ -47%
DHR Medicaid|> 21 $54.50 ↓ -42%
DHR Medicaid|< 21 $54.50 ↓ -42%
Care 1st Medicaid|All Plans $56.68 ↓ -40%
Blue Shield CA Medicaid|All Plans $56.68 ↓ -40%
Cigna Commercial|PPO $70.99 ↓ -24%
Cigna Commercial|All Other Plans $70.99 ↓ -24%
Blue Shield CA Commercial|Exchange $82.84 ↓ -12%
Blue Shield CA Commercial|All Other Plans $106.82 ↑ +14%
BCBS - Anthem Commercial|Exchange $126.44 ↑ +35%
Blue Shield CA Medicare|BlueShield Promise $141.70 ↑ +51%
Aetna Commercial|HMO $145.37 ↑ +55%
Aetna Commercial|All Other Plans $145.37 ↑ +55%
Aetna Commercial|PPO $145.37 ↑ +55%
Kaiser Commercial|All Plans $152.60 ↑ +63%
SMIPA Medicare|All Plans $168.62 ↑ +80%
MultiPlan Commercial|All Plans $174.40 ↑ +86%
United Commercial|HMO $178.99 ↑ +91%
United Commercial|Options PPO $178.99 ↑ +91%
United Commercial|All Other Plans $178.99 ↑ +91%
United Commercial|Non-Options PPO $178.99 ↑ +91%
BCBS - Anthem Commercial|All Other Plans $189.66 ↑ +102%
Health Net Medicare|HMO $217.73 ↑ +132%
Health Net Medicare|All Other Plans $217.73 ↑ +132%
Cigna Medicare|All Plans $217.73 ↑ +132%
Kaiser Medicare|All Plans $217.73 ↑ +132%
Central Health Plan Medicare|All Plans $217.73 ↑ +132%
BCBS - Anthem Medicare|All Plans $217.73 ↑ +132%
Blue Shield CA Medicare|All Other Plans $217.73 ↑ +132%
Molina Medicare|All Plans $217.73 ↑ +132%
Scan Health Plan Medicare|All Plans $217.73 ↑ +132%
LA Care Medicare|All Plans $217.73 ↑ +132%
Humana Medicare|All Plans $217.73 ↑ +132%
EasyChoice Medicare|All Plans $217.73 ↑ +132%
HCLA Medicare|Preferred IPA $217.73 ↑ +132%
BCBS - Anthem Commercial|MCS $218.00 ↑ +133%
United Medicare|All Plans $222.09 ↑ +137%
HPN Medicare|Senior $239.50 ↑ +155%
Blue Shield CA Medicare|Trauma $272.16 ↑ +190%
LA Care Commercial|All Plans $272.16 ↑ +190%
HCLA Commercial|Preferred IPA $272.16 ↑ +190%
SevenCorners Medicare|All Plans $348.37 ↑ +272%

Visitor-reported prices

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Compatibility test incubate at other California hospitals

Hospital City Cash price Negotiated range
St. John's Camarillo Hospital Camarillo $15.33 $9.45 – $84.46
Mercy Hospitals – Bakersfield Bakersfield $63.45 $83.00 – $166.00
Bakersfield Memorial Hospital Bakersfield $62.76 $66.09 – $166.00
St. Joseph's Behavioral Health Center Stockton $86.80 $15.20 – $121.60
St. Joseph's Medical Center Stockton Stockton $44.99 $32.13 – $153.00
Mercy Medical Center Merced Merced $84.98 $47.85 – $181.50
Providence Cedars-Sinai Tarzana Medical Center Tarzana $155.40 $1.60 – $405.38
Community Hospital San Bernardino San Bernardino $87.98 $37.09 – $424.57

All California hospitals for this procedure →