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Urine Culture Test at Banner University Medical Center Tucson

1625 N Campbell Ave, Tucson, AZ · Banner Health · · NPI 1265820179

Source: hospital's published price file ↗ · Published Mar 2, 2026 · Ingested Aug 12, 2026

$20.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$87.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.07 with UPMC Health Plan vs $69.60 with Arizona Medical Network — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC Health Plan Medicare Advantage $8.07 ↓ -60%
Gila River Health Care Corporation Managed Care Program $8.07 ↓ -60%
Cigna Healthcare of Arizona, Inc. HMO Medicare Advantage Plans $8.07 ↓ -60%
Mercy Care Mercy Medicaid $8.07 ↓ -60%
Banner University Health Plan University Care Advantage $8.07 ↓ -60%
TriWest Healthcare Alliance Corp - VA CCN VA Community Care Network $8.07 ↓ -60%
Cigna Healthcare of Arizona, Inc. PPO Medicare Advantage Plan $8.07 ↓ -60%
Health Choice Arizona, Inc. Medicare Advantage $8.07 ↓ -60%
Banner University Health Plan AZ Medicaid - AHCCCS $8.07 ↓ -60%
Health Net Medicaid $8.07 ↓ -60%
Health Choice Arizona, Inc. Medicaid $8.07 ↓ -60%
Arizona Physicians IPA Medicaid $8.07 ↓ -60%
United Healthcare UHC Medicare Advantage $8.07 ↓ -60%
Aetna Medicare Advantage $8.07 ↓ -60%
Humana Medicare Advantage $8.07 ↓ -60%
Health Net Medicare $8.07 ↓ -60%
Wellpoint Medicare Advantage HMO $8.07 ↓ -60%
Blue Cross Blue Shield of Arizona Medicare Advantage $8.07 ↓ -60%
Mercy Care Mercy Care Advantage $8.07 ↓ -60%
Arizona Physicians IPA Medicare Advantage $8.07 ↓ -60%
Banner Health Medicare Advantage $8.07 ↓ -60%
Care 1st Medicare Advantage $8.07 ↓ -60%
Kaiser Foundation Health Plan Medicare Advantage $8.07 ↓ -60%
Carelon Medicare Advantage $8.47 ↓ -58%
Devoted Health Services Medicare Advantage $8.47 ↓ -58%
Gold Kidney Health Plan Medicare Advantage $8.88 ↓ -56%
Arizona Priority Care Medicare Advantage $8.88 ↓ -56%
NaphCare Federal Prison System $10.89 ↓ -47%
Aetna Qualified Health Plan $10.98 ↓ -46%
United Healthcare Individual Exchange $11.30 ↓ -44%
Aetna Banner Employee Plans $11.90 ↓ -42%
Health Net Commerical Exchange Product $11.94 ↓ -41%
Health Choice Arizona, Inc. ACA Health Plan $12.11 ↓ -41%
Oscar Health Plan Commercial $13.32 ↓ -35%
Cigna Healthcare of Arizona, Inc. Commerical/HMO Benefit Plan/Local Flex Plan/Network Benefit Plan/Open Access Plan $15.75 ↓ -23%
United Healthcare Commercial $18.16 ↓ -11%
Aetna Joint Venture $22.14 ↑ +9%
Blue Cross Blue Shield of Arizona BXBSAZ Neighborhood $23.69 ↑ +16%
Aetna Designated Group $24.91 ↑ +22%
Blue Cross Blue Shield of Arizona BCBSAZ Alliance/Blue HPN $25.26 ↑ +24%
Blue Cross Blue Shield of Arizona BXBSAZ Alliance CHS $26.53 ↑ +30%
Aetna Broad Network $27.68 ↑ +36%
University of Arizona (Kasser Medical Treatment Center) Commerical $30.45 ↑ +50%
Blue Cross Blue Shield of Arizona Commercial $31.58 ↑ +55%
Blue Cross Blue Shield of Arizona Medicare Supplemental Senior Preferred $31.58 ↑ +55%
Blue Cross Blue Shield of Arizona BCBSAZ Workers Comp $31.58 ↑ +55%
National Healthcare Solutions Inc (NHSI) and VIP Universal Medical Insurance Group (VUMI) NHSI VUMI $39.15 ↑ +92%
Plotkin Health Plotkin Health $39.15 ↑ +92%
Aetna Medical Rental $45.85 ↑ +125%
Quiktrip Corporation Commercial $46.98 ↑ +131%
Provider Network of America Commercial $65.25 ↑ +220%
Arizona Medical Network Commercial $69.60 ↑ +242%

Visitor-reported prices

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Urine Culture Test at other Arizona hospitals

Hospital City Cash price Negotiated range
Banner University Medical Center South Tucson $14.53 $8.07 – $69.60
Banner University Medical Center Phoenix Phoenix $59.01 $8.07 – $200.25
Banner Baywood Medical Center Mesa $59.54 $8.07 – $200.25
Banner Behavioral Health Hospital Scottsdale $156.43 $8.07 – $186.90
Banner Boswell Medical Center Sun City $48.59 $8.07 – $213.60
Banner Casa Grande Medical Center Casa Grande $55.27 $8.07 – $200.25
Banner Del Webb Medical Center Sun City West $53.67 $8.07 – $213.60
Banner Desert Medical Center Mesa $65.15 $8.07 – $200.25

All Arizona hospitals for this procedure →